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  • Agentic AI

FairPlay and Taktile Enhance AI Governance for Fintech Lending


FairPlay and Taktile Enhance AI Governance for Fintech Lending
  • Source: Source Logo
  • |
  • July 23, 2025

FairPlay, the pioneer of Fairness-as-a-Service™, has partnered with Taktile, an AI-powered decision platform, to deliver scalable AI model governance for financial institutions. Announced on July 23, 2025, this collaboration integrates FairPlay’s advanced testing, optimization, and validation tools into Taktile’s low-code platform, enabling lenders to enhance transparency, compliance, and performance in credit decision-making.

Quick Intel

  • FairPlay and Taktile partner to integrate AI governance into credit decision workflows.

  • Seamless model validation ensures accuracy, fairness, and stability within Taktile’s platform.

  • Real-time monitoring and alerts track model performance, bias, and risks.

  • Automated second-look evaluations boost approval rates and conversions.

  • Audit-ready reports streamline compliance with regulatory standards.

  • Solution enhances operational control for fintechs and lenders globally.

Integrated AI Governance for Smarter Lending

The partnership between FairPlay and Taktile addresses the growing need for robust AI governance as financial institutions increasingly rely on machine learning for credit decisions. FairPlay’s technology enables lenders to assess model performance across customer segments, identify biases, and optimize outcomes without compromising compliance. By embedding these tools into Taktile’s platform, lenders can build, deploy, and manage credit policies with enhanced transparency and accountability. “Our vision for the partnership is that lenders and other model developers will be able to build and host models in Taktile and use FairPlay to test, optimize, and validate those models,” said Kareem Saleh, Founder and CEO of FairPlay.

Key Features Driving Compliance and Efficiency

The integrated solution offers several critical features for lenders. Seamless model validation allows testing for accuracy, fairness, and stability directly within Taktile’s environment. Real-time production monitoring provides visibility into model performance, with configurable alerts for drift, bias, or emerging risks. Automated second-look evaluations re-review declined applications to uncover missed opportunities, improving conversion rates. Additionally, audit-ready documentation ensures compliance with regulations like ECOA, OCC, and CFPB, reducing manual overhead. “Now customers can integrate FairPlay’s solutions directly into their credit policy logic on Taktile, unlocking a more streamlined approach to building, deploying and monitoring lending decision practices,” said Maik Taro Wehmeyer, CEO of Taktile.

Addressing Regulatory and Ethical Challenges

As AI-driven decisions face heightened regulatory scrutiny, the FairPlay-Taktile partnership provides a unified risk infrastructure to meet these demands. The solution supports compliance with evolving standards, such as the EU AI Act, by offering transparent, auditable processes. It also mitigates risks like algorithmic bias, which can perpetuate historical discrimination if unchecked. By combining FairPlay’s fairness-focused tools with Taktile’s decision automation, lenders can achieve precise, ethical, and compliant credit decisions, fostering trust and operational control.

This collaboration positions FairPlay and Taktile as leaders in AI-driven fintech innovation. With FairPlay’s recent $10 million funding from JPMorganChase and others, and Taktile’s $54 million Series B round, both companies are scaling rapidly to meet global demand. Their integrated platform empowers fintechs, banks, and insurers to navigate the complex AI landscape, ensuring fairer lending practices and stronger business outcomes.

 

About FairPlay

FairPlay is the AI enablement company. We help financial services companies build, test, optimize, validate and govern AI models.

About Taktile

Taktile empowers risk experts to build, monitor, and optimize automated risk decisions across the entire customer lifecycle - from onboarding and credit underwriting to fraud and compliance transaction monitoring. Taktile's risk decision platform is recognized as category leader in G2's Summer 2025 Report for Decision Management Platforms and is trusted by leading fintechs, banks, and insurers across the globe. The company is headquartered in New York City and has offices in Berlin and London.

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