EBANX, a global technology company specializing in cross-border payment services for emerging markets, has unveiled a new generation of products to strengthen global companies' operations across Latin America, Africa, India, and Southeast Asia. Key innovations include accepting stablecoin payments, AI-driven tools for improving digital transaction efficiency and security, and instant payouts through domestic rails. The company also announced its expansion into the Philippines via integration with the country's two leading e-wallets. These announcements were made at the EBANX Payments Summit, held September 17-20 in Mexico City.
EBANX merchants will soon accept payments in stablecoins from customers in emerging markets, with settlement in USDC or USDT, alongside supported fiat currencies. This offers a faster, reliable, and flexible approach for cross-border payments, particularly in regions with fragmented banking systems.
"EBANX delivers the speed of blockchain with the convenience of traditional finance, enabling global companies to enter new markets faster, with seamless settlements and no infrastructure roadblocks," explained Eduardo de Abreu, VP of Product at EBANX. "Stablecoins are becoming the first truly global payment method, and their impact is especially powerful in emerging economies, where adoption is accelerating faster than anywhere else in the world."
Latin America leads this trend: 71% of financial institutions use stablecoins for cross-border payments, versus a global 49% average, per Fireblocks. In Brazil, local exchange transaction values rose 208% year-over-year, while in Argentina, stablecoins account for 62% of total volume, aiding navigation of currency volatility, according to Chainalysis. FXC Intelligence projects USD 24 trillion in addressable value for stablecoin cross-border payments in high-growth markets.
The stablecoin offering complements EBANX's 200+ integrated payment methods, allowing merchants flexibility in receiving USDC, USDT, US dollars, euros, or local currencies, with rapid settlement and compliance support.
EBANX presented three AI tools to enhance approval rates, reduce risk, and provide growth insights. The fraud detection system analyzes over 100 data points per transaction in real time, generating probability scores for approvals. In Brazil, it increased card approval rates by more than four percentage points without raising chargebacks.
The AI-driven smart routing system assesses transaction risk and context to select optimal acquirer and Merchant ID combinations, adapting to market conditions, issuer behavior, and network performance. For over 170 merchants, it achieved approval rate gains of up to 10 percentage points.
The new Merchant Area is an AI-powered dashboard for regionally adapted payment management. "By combining market-native AI with hands-on expertise from local specialists, EBANX builds unique solutions for each market, solving country-by-country issues at a global scale," noted João Del Valle.
EBANX expanded into the Philippines, adding to its presence in over 20 markets across Latin America, Africa, and India. This move targets Southeast Asia's fast-growing digital economy with 118 million people.
"With e-commerce set to nearly double in three years and very low credit card access, the Philippines offers great potential and also solvable challenges, making it a perfect fit for EBANX and our merchants to expand," stated Del Valle. Digital commerce is projected to grow from USD 36 billion in 2025 to USD 61 billion by 2028, fueled by 98% internet penetration, per Statista and PCMI data from EBANX.
With only 3% credit card ownership per the World Bank, digital wallets hold 38% of online payment share, growing 28% in three years versus the global 15-20% average, based on PCMI. EBANX integrated GCash and Maya, serving over 136 million accounts. Merchants can now offer these at checkout for PHP payments, with USD settlements, without local entity setup.
The product series includes EBANX Payout for instant payments to partners, sellers, and payees in local currency via domestic rails like Pix in Brazil and Nequi in Colombia, without local entities. Designed for high-volume use, it supports single and mass disbursements with 97% approval and under 30-second processing. Global merchants, including social media platforms, use it for creator payments in high-growth markets.
EBANX unveiled Payment Bundles to simplify scaling. "Instead of enabling individual payment methods one by one, merchants can access bundles of payments, each designed to achieve a specific business goal, whether that is bringing in more customers or building consistent, recurring revenue," explained Eduardo de Abreu.
Bundles access 1 billion users via single API, covering instant payments, cash systems, cards, bank transfers, digital wallets, and recurring options. "This model eliminates the complexity of fragmented deployments, reduces development effort, accelerates time-to-market, and maximizes revenue potential," said Abreu.
"Emerging markets are driving the future of digital commerce, and we are building the infrastructure to make that future accessible to businesses and consumers worldwide," said João Del Valle, CEO and Co-founder of EBANX. "Our investment in new products and our commitment to expanding them into new markets reflect our vision of a world where any business can serve any customer, regardless of location or local payment preferences."
EBANX is the leading payments platform connecting global businesses to the world's fastest-growing digital markets. Founded in 2012 in Brazil, EBANX was built with a mission to expand access to international digital commerce. Leveraging proprietary technology, deep market expertise, and robust infrastructure, EBANX enables global companies to offer hundreds of local payment methods across Latin America, Africa, and Asia. Officially licensed as a Major Payment Institution (MPI) by the Monetary Authority of Singapore (MAS), the company is committed to supporting merchants with full regulatory compliance. More than just payments, EBANX drives growth, enhances sales, and delivers seamless purchase experiences for businesses and end-users alike.
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