Guardian Life Insurance Company has partnered with PrismHR to introduce two new API connections, becoming the first benefits carrier to offer an API directly through the leading PEO technology platform. This collaboration is designed to reduce the complexity of benefits administration for Professional Employer Organizations (PEOs) by enabling instant data synchronization, which simplifies employee enrollment and improves the overall worksite employee benefits experience.
Quick Intel
Guardian is the first benefits carrier to launch an API on the PrismHR platform for PEOs.
Two APIs were introduced: a Policy API for plan details and a Worksite Employee Benefit API for enrollments.
The technology automates data syncing, reducing setup time from weeks to days and minimizing errors.
89% of PEOs using APIs report measurable efficiency gains in their administration processes.
Employees with digital enrollment report higher satisfaction and a greater sense of employer care.
The partnership aims to save PEOs hundreds of hours in annual processing time.
Streamlining PEO Operations with Automated Data Flow
The two new APIs target specific administrative pain points. The Policy API automates the transfer of plan details and rates into the benefits administration platform, facilitating quick and accurate plan setup to reduce manual entry and errors. The Worksite Employee Benefit API instantly syncs employee data and benefit election changes, dramatically speeding up a process that traditionally took weeks. This provides PEOs with immediate access to up-to-date eligibility and billing information, enhancing operational accuracy.
Enhancing Efficiency and the Employee Experience
The impact of this digital integration is significant for both PEO administrators and the employees they serve. Industry data shows that 89% of PEOs utilizing APIs achieve measurable efficiency gains. For worksite employees, a digital benefits enrollment process leads to high satisfaction levels, with more than half feeling that their employer cares about their well-being, compared to just over a third in paper-based environments. This allows PEOs to reallocate saved time toward ensuring employees understand and utilize their benefits effectively.
This strategic partnership between Guardian and PrismHR represents a major step forward in modernizing benefits administration for the PEO industry. By leveraging API technology to automate critical data flows, the collaboration not only drives operational efficiency but also fosters a more positive and engaging benefits experience for the end employee, ultimately supporting better well-being and financial confidence.
Guardian makes a difference in the lives of people when they need us most. With 165 years of stability and fiscal integrity, we are a trusted resource to generations of families and business owners, inspiring well-being and helping build financial confidence. Today, we stand behind millions of consumers, helping them prepare and plan for a bright future for themselves and their families. We help business owners care for their employees. And we help people recover and thrive in times of unexpected loss. As a modern mutual insurance company, we believe in driving value beyond dividends. We invest in our colleagues, are building an inclusive and innovative culture, and are helping to uplift communities through thoughtful corporate impact programs. Guardian, which is based in New York City, is a leading provider of life, disability, dental, and other benefits, and has received accolades for its culture and service. Our colleagues and financial professionals serve with care and experience, and our commitments rest on a strong financial foundation, which included a 2025 dividend allocation of $1.6 billion – the largest in the company's history.
PrismHR is a leading provider of HR technology to Professional Employer Organizations (PEOs) and a top provider of Human Capital Management (HCM) solutions. By combining advanced HR software with a network of HR service providers, PrismHR empowers small businesses (SMBs) to manage payroll, benefits, and HR throughout the employee lifecycle. The company supports over 100,000 organizations and more than 2.5 million worksite employees, processing more than $153 billion in payroll annually. A part of Vensure Employer Solutions, PrismHR is based in Hopkinton, Massachusetts.
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