The demand for flexible and comprehensive real-time payment options continues to grow among businesses and consumers. Alacriti, a provider of cloud-native payment solutions, has announced the integration of Visa Direct, Visa's real-time money movement platform, into its Orbipay Payments Hub. This strategic move provides financial institutions in North America with more complete coverage of faster payments, enabling card-based real-time transactions for use cases like instant account funding, payouts, and domestic transfers through a single, unified platform.
Quick Intel
Alacriti integrates Visa Direct into its Orbipay Payments Hub.
The integration provides card-based real-time payments for financial institutions.
It unifies Visa Direct with the RTP network, FedNow Service, and Zelle.
Key benefits include expanded global reach and built-in fraud controls.
Financial institutions can offer real-time payouts for insurance, wages, and more.
The solution offers core independence, accelerating time to market for new services.
Unlike standalone solutions, the Orbipay Payments Hub is designed to unify all real-time and traditional payment rails under a single, intelligent platform. This integration allows financial institutions to deploy Visa Direct seamlessly alongside the RTP® network and the FedNow® Service. This provides comprehensive coverage and flexibility for money movement across consumer, small business, and commercial segments, all while maintaining a single source of visibility and control.
The integration delivers several critical advantages for banks and credit unions. It offers Expanded Reach, allowing institutions to push funds to eligible Visa debit cards, bank accounts, or digital wallets in over 195 countries and territories. It enables Comprehensive Use Cases such as real-time insurance claims, earned wage access, and contractor payments. Furthermore, it provides Built-In Fraud Controls through Alacriti's integrated risk management and ensures Core Independence, meaning institutions can launch new services without changing their core banking systems.
By integrating Visa Direct, Alacriti is strengthening its position as a leader in payments modernization. This move provides financial institutions with a powerful, orchestrated solution that delivers faster payments, redundancy, and smarter routing. It empowers them to meet evolving customer expectations for speed and choice while maintaining a unified, efficient, and secure payments infrastructure.
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti's innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures. Discover more about how we are transforming payments at Alacriti.com.
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