Xero, the global small business platform, today announced an integration with Microsoft 365, bringing real-time financial data in Xero to small businesses and accountants wherever they choose to work. At launch, JAX, Xero's AI financial superagent, will enable actions within Microsoft 365 Copilot to answer businesses' financial questions and surface customized insights. This lays the foundation for expanded capabilities across any Microsoft 365 app.
Xero integrates with Microsoft 365 for real-time financial intelligence.
JAX AI financial superagent enables actions within Microsoft 365 Copilot.
Live Xero data in Excel as structured tables for analysis and modeling.
Word document creation with automated narrative paragraphs and report sections.
PowerPoint presentation slides with native charts and revenue trends.
Data responsibility: proprietary business data never used to train Copilot AI models.
Copilot Chat delivers insights through text summaries and action confirmations informed by JAX, with clickable links to Xero for executing tasks like sending payment reminders. In Excel, live Xero data is injected directly into spreadsheets as structured tables, eliminating manual CSV exports and enabling deep insights like multi-quarter P&L details. In Word, document creation is streamlined by generating automated narrative paragraphs and formatted report sections with live Xero data. In PowerPoint, clean presentation slides with native charts, revenue trends, and key metrics are automatically generated.
Diya Jolly, Chief Product and Technology Officer at Xero, stated: "Business owners are constantly switching between tools and losing financial context when they are working outside of Xero. Bringing JAX into the Microsoft ecosystem is another major milestone in our push to remove operational complexity for our customers. Whether you're forecasting in Excel or building a pitch in PowerPoint, Copilot can instantly surface the insights behind your business's financial health."
Bryan Allen, Director of Product Marketing, Microsoft 365 Copilot at Microsoft, added: "With financial intelligence from Xero accessible in Microsoft 365, Xero customers will have real-time, data-backed insights right in the apps they already use every day. In today's dynamic business environment, we look forward to seeing this integration deliver new levels of operational efficiency for small businesses and accountants around the world."
In line with Xero's responsible data use commitments, data responsibility is foundational to the partnership. Financial data shared between the platforms is used solely for the user's specific session — proprietary business data is never used to train Copilot AI models. Xero OS powers the AI-native financial operating system for small businesses and accountants in the agentic era including JAX, Xero's financial superagent delivering actionable insights and autonomous workflows with humans at the helm.
Xero serves as the destination for deeper work and completing key financial workflows. Xero plans to expand the integration to include additional Microsoft 365 apps like Outlook, Teams, and more. With every interaction connecting back to Xero, this integration changes the canvas for how small businesses and accountants can work across Xero and the Microsoft 365 apps they already use.
About Xero
Xero is a global small business platform that helps customers supercharge their business by bringing together the most important small business tools, including accounting, payroll and payments — on one platform. Xero's powerful platform helps customers automate routine tasks, get timely insights, and connects them with their data, their apps, and their accountant or bookkeeper so they can focus on what really matters. Trusted by millions of small businesses and accountants and bookkeepers globally, Xero makes life better for people in small business, their advisors, and communities around the world.
