Kikoff, a leading consumer credit building FinTech, has appointed Philippe Clavel as Chief Technology Officer, marking a key milestone in its mission to expand affordable credit access and innovate in consumer financial services.
Philippe Clavel joins Kikoff as CTO to lead AI and technology strategy.
Former CEO of Scenset and senior technology leader at Roblox with AI expertise.
Kikoff launched AI Debt Negotiator saving consumers over $2 million in debt relief.
The company moved HQ to San Francisco, planning 250% headcount growth in 2 years.
Clavel immigrated to the U.S. without credit history, giving personal insight into financial access challenges.
With a rich background developing AI-powered platforms for consumer engagement and safety, Clavel is positioned to enhance Kikoff’s leadership in technology, building tools to simplify finances, reduce costs, and broaden financial inclusion.
Cynthia Chen, CEO and Co-Founder of Kikoff, said, “Philippe is an experienced, people-first technology leader and trailblazer in developing artificial intelligence to create solutions for real-world problems.”
Kikoff’s AI Debt Negotiator and the Kikoff Marketplace connect subprime credit consumers to financial products that support improved credit and debt reduction, reflecting the company’s commitment to putting consumers first through innovative technology.
Clavel added, “I’m honored to be joining Kikoff at a time when fair, accessible financial tools are needed more than ever. The company has pioneered ways to return power to consumers, and I see enormous opportunity to use AI and new technologies to expand that impact.”
Kikoff is a consumer-focused personal finance platform dedicated to making financial progress accessible by using simple, affordable tools powered by AI. To date, over 1 million people have improved their credit scores by more than 80 million points through Kikoff’s suite of credit-building and debt-reduction products.
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