Stablecoins are rapidly evolving beyond their origins as consumer-focused crypto assets, becoming an essential component of enterprise payment infrastructure. New data from Paybis reveals that businesses now account for the vast majority of stablecoin transaction volume, reflecting growing demand for faster cross-border payments, treasury management, and regulated digital asset settlement.
Fresh platform data from Paybis shows that enterprise adoption has overtaken retail demand as the leading force behind stablecoin usage. Business-to-business transactions represented nearly 97% of the company's stablecoin volume throughout 2025 and 2026, a dramatic increase from just 36% in 2023.
The findings highlight how organizations are increasingly relying on stablecoins to streamline cross-border settlements, improve treasury operations, and reduce the inefficiencies associated with traditional international payment systems.
The report also demonstrates significant growth in stablecoin activity across the platform. Stablecoins accounted for 86% of Paybis' overall cryptocurrency transaction volume in April 2026, compared to only 12% in July 2023.
In May 2026, total stablecoin transaction volume reached $3.81 billion. Additionally, Paybis reported a 7.2x increase in stablecoin volume throughout 2025 compared to the previous year, while transaction volume during the first four months of 2026 rose by 135% compared to the same period in 2025.
According to Paybis survey data, 22.5% of businesses are either actively using or planning to implement stablecoins for cross-border transactions.
Enterprise adoption is being driven largely by organizations that provide stablecoin liquidity to regulated financial institutions, as well as companies managing settlement services for payment service providers (PSPs) and payment acquirers. These use cases demonstrate how stablecoins are increasingly being integrated into modern financial infrastructure rather than serving solely as investment assets.
"Stablecoins have moved from a crypto niche to business infrastructure – B2B is now the overwhelming majority of volume on our platform, driven by companies that need faster cross-border settlement and treasury movement," said Konstantins Vasilenko, Co-Founder and CBDO of Paybis.
Vasilenko added, "What's missing is expedited mass adoption. Paybis Regulated Platform gives companies one API to plug stablecoins into existing payment flows – dedicated IBANs, on/off-ramp and full crypto rails under our MiCA, PI and other licenses – so they get the adoption upside without becoming a crypto company themselves."
The company notes that its enterprise payment infrastructure is built on the same compliance-focused backend supporting its Android and iOS consumer applications, allowing both retail users and business customers to benefit from regulated payment rails, licensing, and fast settlement capabilities.
Enterprise adoption of stablecoins continues to accelerate as organizations seek more efficient payment infrastructure for global transactions. Paybis' latest data suggests that business demand is reshaping the stablecoin market, positioning regulated digital asset payments as an increasingly important part of modern financial operations.
Established in 2014, Paybis simplifies cryptocurrency for individuals and enterprises. The company combines a trusted crypto exchange and wallet—facilitating the purchase, sale, and exchange of 90 cryptocurrencies with award-winning payment infrastructure. This infrastructure empowers businesses to transfer capital globally, eliminating traditional payment friction and prohibitive banking fees.
Recognized in 2026 as the Best Crypto Payment Provider, Paybis serves 7 million users and hundreds of enterprises globally. Processing $3 billion annually, the company is driven by a team of 200 professionals operating under strict regulatory licenses, including MiCA and PI.
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