As digital assets become an increasingly important part of the payments universe, Nacha's Payments Innovation Alliance is unveiling its newest initiative: the Next-Gen Currency Project Team. The team, led by Nacha and the Digital Sovereignty Alliance, will explore the global use of digital assets including stablecoins and tokenized deposits for money movement. The announcement was made from Reston, Virginia.
While digital assets like stablecoins and tokenized deposits are gaining popularity and acceptance, many questions remain about implications for payments. The new project team will address those questions as critical work for the industry.
"While digital assets like stablecoins and tokenized deposits are gaining popularity and acceptance, there are also many questions. That's one of the things making this project team so critical," said Jane Larimer, Nacha President and CEO. "The team has essential work ahead as it looks into the potential implications digital assets might have for all types of payments, as well as tracking developments on the regulatory front."
Creating educational resources will be key goal as team works to bridge divide between digital assets and more traditional payment methods.
"Digital assets are still new, and the more educational resources available to the payments industry, the better," said Molly Woodman, Senior Policy Advisor, Digital Sovereignty Alliance, and Project Team Co-Leader. "Creating those resources will be a key goal of this team as we work to bridge the divide between digital assets and more traditional payment methods."
As membership organization, Nacha's Payments Innovation Alliance brings together diverse, global stakeholders to grow and advance future payment trends, collaborate, and provide solutions.
About Nacha
Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 35.2 billion ACH Network payments made in 2025, valued at $93 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.
