N3XT and Zodia Markets have partnered to enable 24/7 real-time USD settlement for institutional clients, allowing seamless conversion of stablecoins like USDC and USDT into fiat dollars across Zodia’s digital asset platform.
N3XT, a blockchain-powered narrow bank focused on instant programmable B2B payments, and Zodia Markets, a digital asset platform for institutional capital, have partnered to enable real-time U.S. dollar settlement across Zodia Markets’ ecosystem. This collaboration directly addresses longstanding frictions in digital asset markets, including fragmented banking access and limited operating hours that slow settlement and constrain liquidity.
The partnership allows Zodia Markets’ clients — such as hedge funds, trading firms, and asset managers — to convert dollar-denominated stablecoins, including USDC and USDT, directly into U.S. dollars through N3XT. Verified clients now benefit from a seamless, instant path from digital assets to fiat, with transfers available 24/7/365.
By integrating N3XT’s regulated banking infrastructure with Zodia Markets’ institutional-grade trading platform, the solution removes the traditional gap between digital asset transactions and fiat settlement. This results in lower counterparty exposure, improved liquidity management, and the ability for clients to act on market opportunities within minutes rather than waiting for conventional banking hours.
"Modern financial infrastructure can no longer depend on traditional banking hours," said Jeffrey Wallis, President and CEO of N3XT. "Our partnership with Zodia Markets brings continuous, regulated U.S. dollar settlement into an environment where participants operate around the clock. We're extending institutional-grade reliability into Zodia Markets’ market-leading offering and will continue seeking partnerships with industry pioneers to help them address complexities associated with payment and settlement activity."
Nick Philpott, Interim CEO of Zodia Markets, comments, "Institutions increasingly expect fiat infrastructure to match the speed and availability of digital assets. By working with N3XT, we enable continuous U.S. dollar payment capabilities within our ecosystem, improving liquidity management and operational efficiency while maintaining a secure and regulated framework. For our clients, this partnership combines institutional trading access with dependable, real-time dollar settlement, helping them achieve their business goals with greater agility."
The service is currently available to all Zodia Markets clients operating across traditional finance and digital asset markets via a secure portal. API connectivity is planned for later in 2026 to support deeper integration and automated workflows.
This partnership represents a significant step toward modernizing institutional digital asset infrastructure by aligning fiat settlement speed with the continuous nature of digital markets.
About N3XT
N3XT is a 21st century bank built on blockchain technology that facilitates business-to-business, programmable payments in U.S. dollars instantaneously around the world, any hour of the day. We believe money should move as seamlessly as information, across any platform or border, transparently and without delay. Our mission is to liberate money by making payments programmable and immediate. N3XT is advancing a new era of instant payments that empowers businesses to transact with confidence. With a long-term vision to modernize the financial system, we are building digital banking that is safe, easy and lightning fast.
About Zodia Markets
Zodia Markets is a digital asset platform reengineering how institutional capital moves. It offers digital asset trading, foreign exchange and on-chain settlement services for professional clients. Backed from inception by SC Ventures, the innovation arm of Standard Chartered, and OSL Group, Asia’s leading digital asset company, the firm bridges traditional foreign exchange and digital markets to enable real-time cross-border flows with operational certainty.
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