Maxio, the leading platform for billing automation and revenue management for B2B SaaS and AI companies, today announced the launch of surcharging in Maxio Payments, the first native solution built specifically for subscription businesses. The new capability enables SaaS and AI companies to stop absorbing credit card processing fees and recover those costs directly within their existing billing workflows.
Maxio launches first native surcharging solution built specifically for subscription businesses.
Helps B2B software companies recover up to 95% of credit card processing costs.
Credit card processing fees of 2-4% per transaction represent hundreds of thousands in annual margin erosion.
Offers ACH as alternative for buyers who prefer to avoid surcharge.
Configurable controls for state-level, national, and card-brand-specific compliance rules.
Available as add-on for existing Maxio Payments customers.
For high-volume B2B subscription businesses, credit card processing fees of 2-4% per transaction add up quickly, often representing hundreds of thousands of dollars in annual margin erosion.
Competing approaches typically rely on third-party providers or acquired add-ons, leading to inconsistent surcharge experiences, extra fees, and fragmented reporting that finance teams must manually reconcile. Maxio's surcharging is built natively into the billing platform, giving subscription businesses a single, consistent experience across every flow.
With Maxio, companies can configure their surcharge rules and apply them consistently across invoice payment, billing portal flows, and self-service checkout. Buyers who prefer to avoid the surcharge are offered ACH as an alternative, which carries lower processing costs. Charges are shown transparently before payment, giving buyers a clear choice and improving acceptance rates. Recovered fees are automatically mapped against merchant fees, giving finance teams clean, audit-ready reporting.
"Credit card fees have been a silent tax on SaaS and AI companies," said Branden Jenkins, CEO at Maxio. "Our customers needed a smart way to address this. So we built the only native solution that lets companies take that cost back — automatically and without touching a line of code."
Surcharging rules vary by state and card brand, and getting them right is critical. Maxio Payments gives companies configurable controls for state-level, national, and card-brand-specific rules so fee policies can remain compliant across every billing and payment flow.
About Maxio
Maxio is the billing and financial reporting platform trusted by over 2,000 SaaS, AI, and subscription businesses worldwide. With $18B+ in billings under management, Maxio empowers finance teams to scale recurring revenue, automate quote-to-cash, and deliver the insights needed to grow confidently.
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