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Dropp, Inc., a pioneer in instant, low-cost digital payments, has teamed up with The Pinnacle Corporation, a leader in cloud-based POS solutions, to roll out Dropp Pay-by-Bank and Pay-by-Stablecoin options within Pinnacle’s Affiniti Cloud POS system, offering U.S. fuel and convenience retailers a cost-effective alternative to card networks that cuts fees by up to two-thirds while ensuring instant settlements.
Fuel and convenience retailers face slim margins eroded by card processing fees on low-value transactions, often under $10, creating an "inflation tax" that hampers profitability. Dropp’s integration into Affiniti Cloud POS introduces Pay-by-Bank and Pay-by-Stablecoin as viable alternatives, utilizing U.S. RTP networks and Hedera’s technology for real-time, low-cost settlements. This eliminates delays, chargebacks, and fraud risks associated with traditional cards, while empowering merchants to offer consumer rewards and loyalty programs directly at checkout. “SMB and enterprise merchants have long sought a simpler model to reduce the high cost of payment acceptance,” said Sushil Prabhu, CEO of Dropp. “Through our partnership with Pinnacle, we are delivering on our promise, bringing cost-effective, real-time banking and stablecoin rails to everyday purchases. This innovation not only gives consumers greater choice in how they pay but also positions merchants for the rapidly emerging digital economy shaped by real-time payments (RTP) and digital currencies.”
The solution streamlines operations by finalizing payments irrevocably, boosting cash flow with instant access to funds, and safeguarding privacy to minimize fraud. Retailers benefit from tools that foster repeat business through personalized offers, while consumers enjoy faster, secure checkouts with control over their data. “Affiniti Cloud POS is designed to streamline operations and drive efficiency for retailers,” said Bob Johnson, President and CEO at The Pinnacle Corporation. “By partnering with Dropp, we’re equipping our merchants with an alternative payment option that slashes transaction fees, strengthens cash flow, and delivers a simpler, seamless checkout experience for consumers, without adding complexity for retailers.”
This collaboration equips retailers to thrive in a digital-first economy, reducing costs and enhancing customer loyalty through innovative, accessible payment rails.
Dropp brings the power of U.S. instant banking rails and stablecoins (USDC) to everyday commerce. Built on real-time payment networks (RTP) and Hedera’s distributed ledger technology, Dropp enables instant, ultra-low-cost Pay-by-Bank and Pay-by-Stablecoin transactions. In addition to lowering payment acceptance costs, Dropp provides merchants with tools to drive loyalty, strengthen engagement, and acquire new customers.
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