Candidly, the category-defining AI-native financial guidance platform, today announced six new capabilities available as part of a composable stack of configurable agents that comprise the Candidly Intelligence Center. The Candidly Intelligence Center is the company's enterprise-grade deterministic AI infrastructure that powers personalized financial guidance for the enterprise, down to every end user. The new capabilities span retirement, equity compensation, account guidance, budgeting, benefits intelligence, and the new tax-advantaged children's investment accounts widely known as Trump Accounts.
Candidly adds six AI financial guidance capabilities including Invest America accounts.
Trump Accounts (Invest America) open for contributions July 4, 2026.
New capabilities available through MCP gateway and API at end of month.
White-labeled front-end experiences coming fall 2026.
Capabilities include retirement, account guidance, budgeting, benefits intelligence, and employer equity plans.
Platform certified SOC 2 Privacy and SOC 2 Type II.
Each capability is an independently deployable unit of guidance within the Candidly Intelligence Center. The new capabilities include Invest America accounts guidance on eligibility, contribution levels, and employer-contribution optimization for the new tax-advantaged children's investment accounts; Retirement including 401(k) optimization, match analysis, Roth strategy, and decumulation planning; Account guidance across tax-advantaged retirement, brokerage, 529s, HSA, and held-away accounts; Budgeting with real-time, transaction-grounded guidance on cash flow and goals; Benefits intelligence with semantic search across employer plan documents; and Employer equity plans guidance on enrollment windows, contribution levels, tax treatment, and modeling trade-offs.
Leading the release is guidance for Invest America accounts, the new tax-advantaged investment accounts for children established under the One Big Beautiful Bill Act (OBBB) and widely known as Trump Accounts. Regular contributions are expected to open July 4, 2026, with a one-time $1,000 U.S. Treasury contribution for eligible children born between 2025 and 2028. Employers can also contribute, with the first $2,500 per employee each year excluded from taxable income. Candidly's Invest America accounts capability helps people understand eligibility, set contribution levels, and evaluate employer contribution options.
Laurel Taylor, Founder and CEO of Candidly, stated: "These six capabilities unlock what we've always believed is possible: enabling the industry to meet every participant and investor where they are, with holistic, N=1 personalized guidance that harmonizes across both sides of the balance sheet. The divide in the market right now is stark: generic guidance built for the masses on one side, deeply personalized digital experiences on the other. The composable stack we're releasing enables the financial services industry to cross that chasm."
All six capabilities will be available at the end of the month through Candidly's MCP gateway and API. For those seeking an end-to-end experience, Candidly is releasing white-labeled front-end experiences this fall. Every capability is deterministic by design, and every calculation is designed to be traceable and auditable end-to-end. The platform is certified SOC 2 Privacy and SOC 2 Type II, aligned to NIST 800-53 Rev. 5.
About Candidly
Candidly is the category-defining AI-native financial guidance platform that delivers holistic financial guidance to employees through employers, financial institutions, and workplace service providers. Founded in 2016, the company's mission is to help hardworking Americans move beyond debt, into wellness and ultimately wealth through comprehensive, holistic, and personalized digital experiences. Through these partnerships, Candidly is positioned to serve 1 in 2 U.S. workers.
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