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  • Financial Services

Bolt Launches SuperApp for Unified Fiat-Crypto Commerce


Bolt Launches SuperApp for Unified Fiat-Crypto Commerce
  • by: Source Logo
  • |
  • September 25, 2025

Bolt, the checkout, identity, and payments platform, officially launched its all-in-one SuperApp on September 25, 2025, bridging fiat and crypto to enable seamless shopping, spending, saving, earning, and investing. Previously in beta, the SuperApp consolidates crypto trading, peer-to-peer transfers, digital banking, and commerce, eliminating the need for multiple apps and serving 80M+ shoppers.

Quick Intel

  • Unified Hub: Manages fiat/crypto transactions, P2P payments, ACH funding via Plaid, and Allpoint ATM access; instant virtual debit cards post-KYC.
  • Card Controls: Lock/unlock features, dual-rail support for fiat/crypto debit/credit.
  • Crypto Trading: 40+ cryptocurrencies with low fees; available in all states except New York, powered by Zero Hash.
  • Rewards: Automatic base rewards for streaming/gaming, personalized Boosts for dining/travel; redeemable on Love.com or as cashback.
  • AI Shopping: Personalized discovery and purchases via AI Agent that searches, compares, and buys based on preferences.
  • Market Demand: 1/3 of Americans interested in single superapps for finances (PYMNTS research); 30% have used AI for purchases, 75% ready for AI shoppers (adMarketplace survey).
  • Banking Partner: Midland States Bank (FDIC-insured); future AI trading tools for risk-adjusted decisions.

Seamless Financial Ecosystem

The SuperApp addresses app fragmentation, offering a "financial operating system" for modern consumers. With one-click crypto trading, real-time P2P, and AI-guided shopping, it streamlines experiences while prioritizing security and compliance.

"The future of money and commerce isn't siloed—it's seamless," said Ryan Breslow, Founder and CEO of Bolt. "Today's consumer shouldn't have to juggle multiple apps for fiat, crypto, rewards, or shopping. Our SuperApp brings it all together in one secure, intuitive platform. By building rewards, banking and commerce directly into a single app, we're creating not just another wallet, but a financial operating system for the modern consumer."

AI-Powered Personalization

Bolt's AI Agent independently handles product searches, comparisons, and purchases based on user intent, constraints, and preferences. This innovation taps into growing AI shopping trends, where 30% of consumers have used AI for buys and 75% are open to trusted AI shoppers. Future updates will include AI trading for data-driven decisions.

Consumer Demand for SuperApps

PYMNTS research indicates one-third of Americans seek a single superapp for finances, reflecting demand for simplicity amid rising digital complexity. Bolt's ecosystem—serving merchants like Revolve and Kendra Scott—extends one-click checkout to a holistic finance hub.

The SuperApp is available on Apple App Store and Google Play. Banking by Midland States Bank (FDIC); crypto by Zero Hash.

About Bolt

Bolt is a checkout, identity and payments leader powering faster, smarter commerce. Its B2B and B2C offerings form a complementary ecosystem: merchants like Revolve and Kendra Scott use Bolt to boost conversion and loyalty, while 80M+ shoppers benefit from one-click checkout and a secure, cross-site identity. Bolt's core product suite—CheckoutOS, Bolt Ignite and the SuperApp, a new all-in-one finance and crypto hub—helps merchants grow while giving consumers convenience, agency and control. From high-risk processing to one-click subscriptions, Bolt replaces fragmented tools with future-ready

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