MoonPay, a global leader in crypto payments, has partnered with Bitcoin.com to launch Balance, a new feature that allows users to hold fiat balances directly within the Bitcoin.com app. Powered by MoonPay’s white-label Embedded Balance solution, this feature enhances transaction speed, reduces costs, and improves reliability, giving users a fintech-like trading experience while maintaining self-custody of their assets.
Available to users in the U.S., EU, and UK, Balance enables instant crypto purchases with zero MoonPay fees on crypto transactions*, making it easier than ever for users to buy and sell digital assets.
Quick Intel
MoonPay partners with Bitcoin.com to launch Balance, a fiat wallet feature in-app.
Users can fund, store, and spend balances to buy and sell crypto instantly.
Zero MoonPay fees apply on crypto purchases (ecosystem/network fees still apply).
Balance offers instant transactions with near-perfect success rates.
Flexible top-up options include ACH, PayPal, Venmo, and bank transfers.
Feature now live in the U.S., EU, and UK with more regions coming soon.
With Balance, users no longer need to rely on traditional card payments or bank transfers, which are often slow, costly, or prone to failed transactions. Instead, they can pre-fund their account balances using a variety of payment methods tailored to their jurisdiction.
“Embedded balances are a major leap forward in our mission to make crypto accessible and usable for everyone,” said Corbin Fraser, CEO of Bitcoin.com. “By partnering with MoonPay, we're giving our users a faster, cheaper, and more reliable way to buy and sell crypto, without having to give up custody of their cryptoassets like they do when using centralized exchanges.”
Zero MoonPay Fees: Users pay no MoonPay fees on crypto purchases (ecosystem and network fees still apply).
Instant Transactions: Buy and sell crypto instantly with lightning-fast confirmations.
Near-Perfect Success Rates: High reliability for completed transactions.
Flexible Funding Options: Depending on region, users can top up via ACH, PayPal, Venmo, and more.
Seamless User Experience: Manage fiat and crypto from a single interface without leaving the app.
Ivan Soto-Wright, CEO of MoonPay, highlighted the significance of the collaboration: “Bitcoin.com was MoonPay's very first partner, so it's only fitting that they are also the first to launch our new Embedded Balance solution. This next chapter together sets a new benchmark for the industry, delivering faster, cheaper, and more reliable self-custodial trading at global scale.”
Open the Bitcoin.com app and navigate to the Balances section.
Tap Top Up, choose a payment method, and enter the desired amount.
Follow the prompts to complete the funding. Balances typically arrive within minutes.
Use your balance to buy crypto instantly, sell into balance, or withdraw to a bank account.
The launch of Balance strengthens the partnership between MoonPay and Bitcoin.com while redefining how users engage with crypto. By eliminating friction and offering fee-free, instant transactions, this new feature sets a new standard for self-custodial digital asset trading.
About Bitcoin.com
Since 2015, Bitcoin.com has been a global leader in introducing newcomers to cryptocurrency, featuring accessible educational materials, timely and objective news, and easy-to-use self-custodial products for buying, spending, trading, investing, and earning with crypto. Bitcoin.com is building the products that give everyday people access to a vast world of opportunities to generate personal prosperity without limits.
About MoonPay
MoonPay simplifies access to buy, sell and trade crypto using everyday payment methods like cards, Apple Pay, PayPal and Venmo, while also providing simple tools to send, receive and manage stablecoins.
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