Axos Financial, Inc. has announced that its subsidiary, Axos Nevada Holding, LLC, has entered into a definitive agreement to acquire Arc Technologies, Inc., an AI-native financial platform serving startups and growth-stage businesses. The acquisition strengthens Axos' digital banking strategy by combining its regulated banking infrastructure with Arc's AI-powered financial technology platform to deliver modern banking, cash management, and capital solutions.
The acquisition marks another step in Axos Financial's strategy to strengthen its digital-first banking ecosystem. By integrating Arc Technologies into its portfolio, Axos aims to provide startups and high-growth companies with a comprehensive financial platform that combines banking services, lending, treasury management, and AI-driven financial intelligence.
Arc has built an AI-native platform that enables businesses to manage cash flow, access capital, and optimize financial operations through intelligent automation. Joining Axos allows the platform to benefit from the stability, regulatory framework, and product breadth of a federally regulated financial institution while continuing to innovate for technology-focused businesses.
The acquisition strengthens Axos' offerings for venture-backed companies and technology firms by combining Arc's software capabilities with Axos Bank's commercial banking expertise. The combined platform is expected to deliver integrated banking, financing, treasury, and payment solutions tailored to the evolving needs of startups and scaling businesses.
Demand for intelligent financial platforms continues to grow as businesses seek automation, real-time financial insights, and streamlined banking experiences. Through the acquisition, Axos positions itself to accelerate innovation in AI-powered commercial banking while expanding its reach across the technology and startup ecosystem.
"We built Arc with the belief that businesses deserve a more intelligent and integrated financial platform. Joining Axos gives us the infrastructure, product breadth, and scale to pursue that vision significantly faster while continuing to deliver the modern experience our customers rely on." said Nick Lombardo, Chief Executive Officer and Co-Founder, Arc Technologies
The acquisition reflects the continued convergence of traditional banking and AI-driven financial technology. By combining regulated banking capabilities with modern software, Axos and Arc aim to create a more intelligent financial platform that supports the evolving needs of startups, technology companies, and growing businesses.
Axos Financial, Inc. is the holding company for Axos Bank, Axos Clearing LLC and Axos Invest, Inc. With approximately $29.2 billion in consolidated assets as of March 31, 2026, Axos delivers consumer and business banking, securities clearing, and investment services through digital-first channels.
Arc Technologies is an AI-native financial platform that helps startups and growth-stage businesses manage banking, cash flow, financing, and capital markets activities through an integrated digital experience. The company focuses on delivering intelligent financial infrastructure designed for modern businesses.
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