Xero, the global small business platform, today announced new AI-powered features to simplify end-to-end financial operations for small businesses and accountants. The new capabilities showcased at Xerocon US enhance the powerful automation and insights delivered by Xero's agentic platform, JAX, including integrations with Microsoft 365, Claude, and ChatGPT, which bring live Xero data to customers wherever they work.
Also announced for US customers were new payments capabilities and Xero Payroll, powered by Gusto. JAX, Xero's agentic platform, simplifies end-to-end financial operations and helps improve cash flow management.
Showcased at Xerocon US was the next evolution of Xero Partner Hub, which will bring live book health, work status, and month-end readiness in the same view across all of a practice's clients. This new experience will be made possible by several key JAX-powered innovations that streamline the entire end-to-end journey, delivering verifiable automation with customers in control.
JAX will flag unreconciled items, duplicates, missing documents, and anomalies, and help customers resolve them. As those are addressed, because it runs inside the ledger everything updates in real-time. Once the books pass a health check, Xero Partner Hub will also surface conversations worth having like cash flow patterns or unusual P&L movements.
Smart Document Capture reads source documents and automatically extracts relevant data directly into Xero with no syncing or exporting required. Auto Bank Reconciliation automates one of the most time-consuming manual tasks, saving accountants around 50% of monthly reconciliation time by matching high-confidence transactions to bank feeds automatically in real-time, with over 100 million transactions auto-reconciled since launch. Document Requests in Xero Partner Hub will have JAX request documents from clients, send reminders, and match them with transactions. Cash Flow actions, powered by JAX, will spot potential gaps before they arise and help businesses create a plan to stay in the black.
Xero continues to expand its native agentic capabilities and third-party integrations, serving as the orchestration hub that can help streamline and automate key financial workflows wherever they work.
XeroForce, the natural language custom AI agent builder powered by Xero OS, now features a new month-end agent alongside pre-constructed templates for common workflows, automating workflows from document reconciliation status through to manual journal entries for prepayments and amortization.
With thousands of customers using Xero's integration with Anthropic's Claude daily, Xero is expanding integrations that give customers flexibility to securely access and query live Xero financial data directly from everyday productivity suites. Xero's integration with Microsoft 365 Copilot announced in July is expanding soon into Microsoft 365 Excel, Word, PowerPoint and Copilot Cowork. The Xero OpenAI connector — a Xero plugin in ChatGPT — will be available in coming weeks across Chat, Work, and Codex.
Xero's ecosystem continues to expand with more than 1,000 apps certified in the Xero App Store. As availability of custom coding tools grows, Xero has seen a 4x increase in new app registrations since 2025. Today around 20% of connections into Xero's ecosystem are custom apps, with usage of Xero's MCP Server growing ten-fold powering more than 1 million API calls as of June 2026.
"Every hour a small business owner or accountant spends chasing paperwork or guessing what's next is an hour they're not spending on their customers and growth," said Diya Jolly, Chief Product and Technology Officer at Xero. "JAX changes that, giving customers a trusted system of action with real-time visibility and forward-looking insight, without asking them to give up control or compromise on accuracy. That's Accountable Intelligence and the standard we believe AI should deliver: less time spent on the busywork of running a business, and more time spent building one."
About Xero
Xero is a global small business platform that helps customers supercharge their business by bringing together the most important small business tools, including accounting, payroll and payments — on one platform. Xero's powerful platform helps customers automate routine tasks, get timely insights, and connects them with their data, their apps, and their accountant or bookkeeper so they can focus on what really matters. Trusted by millions of small businesses and accountants and bookkeepers globally, Xero makes life better for people in small business, their advisors, and communities around the world.
