The digital banking landscape is evolving towards more predictive and personalized user experiences. Apiture, a leading digital banking solution provider now part of CSI, has launched a new AI-powered user interface for its platform. This significant upgrade is designed to help community banks and credit unions deepen customer relationships by delivering intelligent, data-driven experiences across online and mobile channels, all while giving financial institutions control over AI feature adoption.
Apiture launched a new AI-powered user interface for its digital banking platform.
A key feature is "Ask AI," which provides real-time answers to financial queries.
The UI offers AI-driven marketing for personalized offers and proactive alerts for businesses.
It features an adaptive layout that simplifies or enriches the view based on user needs.
Financial institutions can opt out of AI features based on their policies.
The solution is now available to over 250 banks and credit unions nationwide.
At the heart of the new interface is the "Ask AI" feature, which allows account holders to interact with their financial data conversationally. Users can select from pre-filled, personalized questions such as "How much have I spent on subscriptions this year?" or type their own custom queries to receive instant, transaction-level insights. This eliminates the need for manual data review and export, making financial management more intuitive and immediate.
The UI is designed to be inherently adaptive, personalizing the layout based on an individual's specific financial profile. Users with a single account see a streamlined view, while those with multiple accounts benefit from a more robust, dashboard-like experience. Both consumers and business users have extensive control to customize their interface by organizing accounts, editing names, managing widgets, and updating visual settings to suit their preferences.
The launch of Apiture's AI-powered interface represents a strategic move to equip community financial institutions with the tools needed to compete with larger banks. By embedding AI directly into the user experience, Apiture is enabling a shift from passive banking to an active, insightful partnership, helping account holders understand and manage their finances with unprecedented ease and personalization.
Apiture, now part of CSI, delivers award-winning digital banking solutions to community and regional banks and credit unions, helping them compete with the nation’s largest financial institutions. With our API-based consumer, business, digital account opening, and embedded banking solutions as well as a suite of data and marketing tools, we help our clients innovate at the speed required in today’s competitive environment. Founded in 2017, Apiture was acquired in October 2025 by CSI, a leading provider of end-to-end financial software and technology.
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