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ACI Worldwide and Circle Bring USDC Settlement to Payments


ACI Worldwide and Circle Bring USDC Settlement to Payments
  • by: Business Wire
  • |
  • October 27, 2026

ACI Worldwide, an original innovator in global payments technology, and Circle Internet Group, the issuer of USDC through its regulated entities, have announced a collaboration to show how stablecoin settlement can be integrated into existing banking and payment infrastructure.

Quick Intel

  • ACI Worldwide and Circle have announced a collaboration to integrate USDC settlement into existing payment operations.

  • The initiative leverages ACI Connetic, ACI's cloud-native intelligent payments orchestration platform, and Circle's USDC infrastructure.

  • The implementation will initially focus on Colombia, where ACI Worldwide built the central infrastructure powering Bre-B, the country's instant payments ecosystem.

  • ACI Connetic brings traditional payment types, digital assets and card payments onto one unified cloud-native platform.

  • The collaboration aims to demonstrate how stablecoin settlement can be orchestrated alongside traditional payment rails through a single platform.

  • ACI Worldwide has more than 50 years of payments expertise.

"The conversation around stablecoins is moving from possibility to practicality," said Craig Ramsey, global head of account-to-account payments at ACI Worldwide. "Financial institutions want to understand how digital asset settlement can fit into the infrastructure and operating models they already trust. Through ACI Connetic, we're demonstrating a practical approach to integrating regulated stablecoins into existing payment workflows."

"Financial institutions across Latin America are increasingly looking at how stablecoins can support the evolution of payments and settlement within the infrastructure they already use," said Kash Razzaghi, chief commercial officer at Circle. "By working with ACI Worldwide, we're creating a practical path for institutions to explore how USDC can fit into established payment environments, helping bridge traditional financial infrastructure with the growing digital economy."

From Possibility to Practicality

As financial institutions increasingly evaluate stablecoins for payments and settlement use cases, the focus is shifting from the underlying technology toward practical implementation. Institutions need to understand how digital dollars can work alongside existing payment rails, treasury operations, governance frameworks, and settlement processes. The collaboration demonstrates how stablecoin settlement can be orchestrated alongside traditional payment rails through a single platform, enabling institutions to evaluate new settlement models within familiar operating environments.

The initiative is designed to help financial institutions evaluate how stablecoin settlement can operate alongside existing payment infrastructure. While it leverages USDC and Circle's infrastructure, ACI Connetic supports an evolving ecosystem of payment networks, digital asset providers and future settlement models through a single orchestration platform.

About ACI Worldwide

ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth while continuously modernizing their payment infrastructures, simply and securely. With more than 50 years of trusted payments expertise, we combine our global footprint with a local presence to deliver enhanced payment experiences and help customers stay ahead of constantly changing payment challenges and opportunities.

  • Payments InfrastructureACI ConneticDigital Assets
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