Finastra, a global leader in financial services software, has launched its modern ACH payment solution, positioning it as a major provider supporting all US payment clearings—including ACH, wires, and real-time payments—within a single hub, Global PAYplus. Built on microservices and Kafka, this forward-compatible platform streamlines processing, reduces complexity, and meets regulatory and customer demands for financial institutions of all sizes.
Legacy ACH infrastructure struggles with evolving demands, but Finastra's solution delivers resilient, secure processing optimized for large-scale transactions. Its cloud-native architecture ensures adaptability, enabling banks to deploy quickly and innovate for corporate customers amid growing payment volumes.
Global PAYplus now encompasses all major US rails, providing a single source for visibility and control. This unification simplifies operations, enhances transparency, and supports real-time capabilities, helping institutions deliver reliable services while optimizing costs and compliance.
The ACH module offers comprehensive features tailored for efficiency and security:
"This launch represents a major leap forward in payment modernization," said Barry Rodrigues, EVP, Payments at Finastra. "Our ACH solution combines cutting-edge architecture with real-time capabilities, enabling financial institutions to scale efficiently and deliver modern, resilient, secure ACH processing to their customers. ACH has been trusted by US banks for a long time and will continue to be a critical component of payments infrastructure going forward. As banks look for more modern, forward-compatible alternatives to legacy ACH infrastructure, our solution helps them deliver value and innovation to their corporate customers."
"Forward looking financial institutions of all sizes are looking for modern ACH alternatives, preferably integrated into payment hubs, to optimize operations while delivering the advanced services customers want and expect," said Aaron Press, Research Director at IDC Insights. "By embracing this type of solution, decision-makers can expect to streamline processes, reduce costs, and improve the customer experience."
The module will soon integrate into Payments To Go, further expanding accessibility. Visit Finastra at Sibos 2025, stand H036, for more on payment modernization.
Finastra's innovation empowers banks to future-proof operations, fostering growth and confidence in a dynamic payments landscape.
Finastra is a global leader in financial services software, trusted by 8,000+ customers - including 45 of the world's top 50 banks - in over 130 countries. With expertise in Lending, Payments, Universal Banking, and Treasury & Capital Markets, we deliver reliable, scalable, mission-critical solutions such as Loan IQ, LaserPro, Trade Innovation, Essence, Global PAYplus, Payments To Go, and Financial Messaging. Backed by Vista Equity Partners, we co-innovate with customers to build modern technology that helps financial institutions grow with confidence.
TechIntelPro empowers B2B technology decision-makers with the latest industry trends, deep insights, leadership perspectives and actionable intelligence to drive both organizational and professional milestones—and thrive on the tech pulse.