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Pagaya Technologies LTD., a global technology company delivering AI-driven product solutions for the financial ecosystem, today named Terry O'Neil as Chief Commercial Officer. In this role, Terry will lead Pagaya's partnership and growth functions.
Terry O'Neil, former Citi Managing Director, joins Pagaya as Chief Commercial Officer.
He will lead Pagaya's partnership and growth functions, scaling enterprise commercial operations.
O'Neil brings over 20 years of strategic expertise in consumer financial services, payments, and partnerships.
At Citi, he led Embedded Payments and Strategic Partnerships and served as CMO for Citi Retail Services.
He also launched award-winning digital products and revitalized major co-brand partnerships at Citi.
Pagaya delivers AI-driven product solutions for consumer credit across personal loans, auto loans, and point of sale.
"We're thrilled to welcome Terry to our leadership team as we accelerate our momentum and onboard new partners across the industry," said Sanjiv Das, President of Pagaya. "With his proven track record in both the banking and payments sectors across personal loans, auto loans and point of sale, Terry is uniquely equipped to drive our next phase of growth. We are doubling down on our bank partnerships, and Terry's leadership will be vital as we continue to embed Pagaya into the fabric of the financial ecosystem."
As Chief Commercial Officer, O'Neil will scale the company's enterprise commercial function to increase the impact and value that Pagaya products have across all partnerships. By focusing on deepening product adoption, O'Neil will help ensure the platform remains the preferred technology partner for major U.S. consumer lenders.
"I am incredibly excited to join Pagaya at such an exciting time for the company and the industry as a whole," said O'Neil. "Pagaya's growth story is undeniable - and the company's ability to leverage vast data to create more opportunities for both lenders and consumers is unrivaled in the industry."
O'Neil brings over 20 years of strategic expertise in consumer financial services, specializing in payments, partnerships and consumer strategy. He most recently served as Managing Director leading Embedded Payments and Strategic Partnerships at Citi, directly managing the P&L and advancing the firm's overall payments capabilities. Prior to this, O'Neil held several key leadership positions across his tenure at Citi, including Chief Marketing Officer for Citi Retail Services and Managing Director of Citi Branded Cards, where he launched award-winning digital products and revitalized major co-brand partnerships.
About Pagaya
Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and an AI-driven approach, Pagaya provides consumer credit and other products for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy.
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