Aptia, a U.S.-based employee benefits administrator and global pensions, health and insurance provider, has announced the addition of PTO Exchange to its Aptia Amplify Partners ecosystem. The partnership expands Aptia’s portfolio of integrated employee benefits solutions designed to help employers simplify access to high-impact workforce programs.
PTO Exchange enables employees to convert unused paid time off into alternative financial and lifestyle benefits, including retirement savings, healthcare funding, student loan payments, charitable donations and travel-related benefits. Through the integration, Aptia clients will gain simplified access to the platform via Aptia Amplify and AptiaOne.
Quick Intel
Aptia said the addition of PTO Exchange strengthens its growing network of pre-integrated third-party employee benefits solutions available through Aptia Amplify.
The platform is designed to help employers improve employee engagement and retention while simplifying benefits administration and reducing operational complexity for HR teams.
According to Aptia, PTO Exchange enables employees to self-direct the value of accrued but unused paid time off toward areas that support financial wellness, healthcare needs, education expenses and philanthropic causes.
“Employers want benefits that drive measurable impact without adding cost or complexity, and PTO Exchange helps meet that need,” said Shaun Scott, Chief Revenue Officer at Aptia. “By adding PTO Exchange to Aptia Amplify Partners, we’re making it easier for clients to help employees turn unused PTO into what matters most—retirement savings, debt reduction, healthcare expenses or giving back—while reducing PTO liabilities and strengthening retention.”
PTO Exchange stated that more than 765 million vacation days go unused annually in the United States, representing approximately $1 trillion in accrued value.
The company said unused PTO creates financial liabilities for employers while limiting employees’ ability to fully benefit from earned compensation. The platform aims to address both challenges by enabling employees to convert unused time into practical financial outcomes.
According to PTO Exchange, employees can use accrued PTO for:
The company also noted that the platform integrates with leading payroll systems and is SOC 2-certified to support secure implementation.
PTO Exchange reported that 83% of workers are interested in converting unused PTO into alternative forms of value, while 70% believe flexible leave benefits would increase their sense of value within the workplace.
The company believes flexible PTO conversion programs can help employers strengthen workplace culture, improve recruiting and enhance employee retention without significantly increasing HR or IT workloads.
Through the Aptia Amplify integration, clients will gain access to simplified onboarding, embedded engagement content through AptiaOne and direct payroll connectivity for faster deployment.
Aptia stated that Amplify Partners continues to expand across categories including financial wellness, mental health, well-being and condition management.
The company plans to grow the ecosystem to more than a dozen integrated employee benefit solutions by the end of 2026.
"PTO is the only Total Rewards benefit that's a true earned asset—accrued through work itself. Yet it's chronically underutilized for the same reason, which is why they're asking for more flexibility in how they can use what they've already earned," said Rob Whalen, CEO of PTO Exchange. "Partnering with Aptia through Amplify makes it easier for employers to offer that choice at scale. Together, we can help organizations turn unused PTO into outcomes employees care about—financial wellness, education, healthcare, travel or charitable giving—through a secure platform that’s designed for fast implementation and high engagement.”
About Aptia
Aptia is a trusted provider of employee benefits and pensions administration services, with offices in the U.K. and U.S., supported by shared services in India and Portugal. It manages programs covering over 6 million people and more than 1,100 clients. Aptia delivers efficient and reliable solutions that ensure the smooth management of pension plans and employee benefits programs. Connect with Aptia on our website or LinkedIn.
About PTO Exchange
PTO Exchange is the only patented, IRS-compliant benefit exchange platform that converts unused earned PTO into meaningful financial outcomes for employees. It includes retirement savings, HSA contributions, emergency funds, student loan payments, charitable giving, and more, at no net cost to the employer. Trusted by 150+ organizations, PTO Exchange delivers measurable results: a 98.8% client retention rate and 54.7% lower turnover among platform users. The platform is SOC I and SOC II Type 2 certified and compliant in all 50 states. Clients include Fairway Mortgage, Howard Brown Health, Agile Defense, UCare, Praxis Engineering, STRATACACHE, Legacy Community Health, and others. Where Unused Time Becomes Unlimited Possibility. Learn more at ptoexchange.com
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