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  • Financial Services

NatPay & Zebec Partner to Bridge Traditional Payroll with Web3 Payouts


NatPay & Zebec Partner to Bridge Traditional Payroll with Web3 Payouts
  • by: Source Logo
  • |
  • December 5, 2025

The payroll and disbursements industry is poised for a significant technological integration, blending established banking infrastructure with emerging blockchain capabilities. Payroll Growth Partners of the Zebec Network and the National Payment Corporation have announced a strategic partnership to create a next-generation platform that offers employers both traditional ACH direct deposit and optional Web3 stablecoin payout rails from a single system.

Quick Intel

  • NatPay and Zebec Network partner to integrate traditional payroll with Web3 payment rails.

  • The platform will combine NatPay's ACH engine with Zebec's programmable stablecoin infrastructure.

  • Employers can route payouts via ACH, wire, real-time FedNow, and optional stablecoin payments.

  • NatPay processes over $170 billion annually for more than 300,000 ACH clients.

  • The solution leverages ISO 20022 payment messaging for future-proof treasury operations.

  • The partnership aims to move payroll from batch processing to "always-on" digital experiences.

Merging Decades of Scale with Web3 Innovation

This partnership unites NatPay's three-decade legacy and massive scale in ACH processing with Zebec Network's blockchain-based, real-time payment technology. The goal is to provide payroll providers and employers with a unified, compliant platform that offers unparalleled choice in disbursement methods. “NatPay brings three decades of experience, national scale, and a proven infrastructure,” said Simon Babakhani, Zebec CEO. “Pairing their infrastructure allows us to offer our clients the best of both worlds.”

Creating a Future-Proof Payroll Infrastructure

The combined solution is built on modern standards, utilizing ISO 20022 payment messaging, NatPay's core ACH engine, and connectivity to the real-time FedNow service. This creates a robust foundation that supports traditional direct deposit, pay cards, and paperless stubs, while also enabling optional future services like stablecoin payroll, earned wage access, and cross-border disbursements via Zebec's Web3 rails.

Enabling Digital-First, Always-On Experiences

The collaboration is designed to help the industry evolve from legacy batch processing to dynamic, digital-first operations. “Together, we’re helping payroll providers and employers move from batch processes to always-on, digital-first experiences, without sacrificing security or compliance,” said Jim Hagan, EVP at NatPay. This addresses growing demand for faster, more flexible, and transparent payroll and treasury functions.

The partnership represents a concrete step toward the convergence of traditional finance and decentralized financial technologies, offering businesses a single platform to manage modern payroll needs with optionality for the future of digital assets.

About Payroll Growth Partners

Payroll Growth Partners invests in and operates small- to medium-sized payroll companies, enhancing efficiency, unlocking new revenue, and future-proofing client offerings. 

About NatPay (National Payment Corporation)

National Payment Corporation (NatPay) is a top leader in ACH and document distribution solutions, providing direct deposit, pay cards, online pay stubs, tax forms, and e-statement services to clients nationwide.

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