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Incode Achieves iBeta Level 3 PAD on iOS & Android With 0% Errors


Incode Achieves iBeta Level 3 PAD on iOS & Android With 0% Errors
  • by: Source Logo
  • |
  • March 3, 2026

Incode Technologies, the global leader in identity security and fraud prevention, has achieved the highest level of independent Presentation Attack Detection (PAD) conformance under ISO/IEC 30107-3 Level 3 testing, as validated by iBeta Quality Assurance. This milestone marks Incode as the first company to attain Level 3 conformance on both iOS and Android platforms with a perfect 0% Attack Presentation Classification Error Rate (APCER) and 0% Bona Fide Presentation Classification Error Rate (BPCER), delivered through a fully passive single-selfie experience.

Quick Intel

  • Incode is the first vendor to achieve iBeta Level 3 PAD conformance on both iOS and Android with zero errors.
  • Testing confirms 0% APCER (no spoofing attempts accepted) and 0% BPCER (no legitimate users rejected).
  • The solution uses passive liveness detection via a single selfie, eliminating challenge prompts like head turns or smiles.
  • Level 3 testing simulates advanced attacks with hyper-realistic 3D masks and specialized fabrication techniques.
  • Incode’s technology has powered over 7.1 billion trust checks for major clients including 8 of the top 10 U.S. banks and top global telcos, neobanks, and marketplaces.
  • This builds on prior achievements: Level 1 in 2019 (passive approach) and Level 2 in 2023 (advanced 3D mask defense).

Face liveness detection plays a critical role in digital onboarding and authentication by verifying that a real, live person is present during selfie capture, effectively blocking spoofing attempts such as printed photos, video replays, masks, or other presentation attacks. Incode’s passive single-selfie approach minimizes user friction while delivering robust protection against sophisticated fraud vectors, including account takeovers, synthetic identity creation, and impersonation scams.

Progression to the Highest Assurance Level

Incode has consistently advanced its liveness technology:

  • In 2019, it launched a passive model that became the first to pass iBeta Level 1 using a non-challenge approach.
  • By 2022–2023, enhancements addressed 3D mask attacks, securing Level 2 conformance.
  • The 2026 achievement at Level 3 on both major mobile platforms represents the pinnacle of independent PAD validation.

"iBeta Level 3 is designed to simulate well-resourced attackers using hyper-realistic masks and specialized fabrication techniques intended to challenge modern biometric systems," said Evan Call, Business Development Manager and Director of Biometrics Sales and Marketing at iBeta Quality Assurance. "Incode’s results demonstrate conformance at Level 3 on both iOS and Android, with 0% APCER and 0% BPCER reported during testing."

"We are the first company to independently achieve iBeta Level 3 conformance on both iOS and Android – with zero errors and without adding friction to users," said Ricardo Amper, Founder & CEO at Incode. "That combination matters. It proves we can meet the highest bar for liveness assurance while keeping onboarding fast and easy, even in regulated and high-risk environments."

Impact on Digital Onboarding and Fraud Prevention

As digital onboarding serves as the primary entry point for financial services, marketplaces, government platforms, and more, strong identity assurance directly influences fraud reduction, conversion rates, customer trust, and revenue growth. Independent Level 3 validation provides organizations with confidence in selecting liveness solutions that withstand the most demanding real-world attacks across devices and environments. Incode’s scalable platform already supports trusted experiences for leading global institutions, processing billions of verifications while balancing security and seamless user experience.

This achievement underscores Incode’s ongoing investment in proprietary AI innovation and engineering excellence to combat evolving fraud threats at scale.

About Incode

Incode is the global leader in trust and identity. Incode’s state-of-the-art AI platform offers a highly secure and seamless AI-based experience that eliminates fraud and drives growth for businesses. With its mission to power a world of trust, Incode works with many of the world’s largest banks, fintechs, telcos, governments, and marketplaces. Incode is headquartered in San Francisco and has offices in Europe and Latin America.

  • Identity VerificationFraud PreventionAI SecurityCybersecurity
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