Thredd, a leading next-generation global payments processor, has introduced One View, a first-to-market fraud solution developed in collaboration with Featurespace, a Visa solution specializing in global fraud and financial crime detection. This innovative SaaS platform enables intelligent monitoring of card transactions and non-card payments under a single, network-agnostic interface and rules engine, significantly boosting fraud detection capabilities for organizations in the payments ecosystem.
One View was developed to bring together card and non-card payment data, like account-to-account (A2A) payments and person-to-person (P2P) payments, into a single interface, providing a 360° view of customer behavior and enabling more effective fraud detection while reducing related workloads.
According to the companies, the solution eliminates the need for fraud analysts to log into separate systems for cards and payments. Instead, fraud teams get a unified interface with consistent workflows and logic, streamlining investigation, reducing toggling, and cutting resolution times - ultimately leading to better coverage with less strain on internal resources.
This integrated approach addresses key challenges in payments processing, allowing FinTechs, banks, and other organizations to leverage comprehensive data for proactive IT security and fraud prevention in SaaS-driven financial services.
“For the first time, FinTechs, banks and other organizations involved in payments processing can benefit from streamlined processes which enable them to fully utilize payment data to boost fraud detection and make the world a safer place to transact,” said Jason Blackhurst, Global Head of Featurespace and Acceptance Risk Solutions at Visa. “Clients choosing the new solution also benefit from Thredd’s differentiated expertise and in-house services in integrating and optimizing the solution,” he added.
"Now fraud teams can spot unusual behavior patterns that might not be flagged in isolated systems, and choose to equip themselves with self-resolving alerts that can be sent directly to customers, enabling them to approve or decline transactions themselves," said Anthony Gudgeon, Head of Fraud Operations of Thredd. “As a result, clients reduce their customer service workload and can eliminate the need for 24/7 manual monitoring,” he said.
According to Thredd and Featurespace, the API-first, plug-and-play solution allows clients to go live quickly and see immediate value without upfront training. In addition, the solution can be deployed to replace legacy fraud solutions or as an augmentation layer across both cards and payments, balancing fraud detection with customer experience, helping to minimise false positives and improve detection rates.
Featurespace provides groundbreaking solutions using AI and machine learning to help banks and financial institutions crack down on fraud. Featurespace’s ARIC™ Risk Hub adapts in real-time to accurately identify abnormal behavior, minimize errors and locate them at speed. Since Featurespace’s inception at the University of Cambridge in 2008, the company’s technology has helped protect more than 500 million consumers globally in over 100 countries.
One View's collaboration harnesses this expertise to deliver scalable, technology product innovations that enhance security in diverse business environments, ensuring seamless integration of fraud detection into payments infrastructure.
The launch of One View marks a significant advancement in unified fraud management, empowering payments processors with AI-enhanced tools that optimize detection, reduce operational burdens, and foster secure transaction environments. As adoption grows, it promises to elevate standards in FinTech SaaS solutions, driving efficiency and trust across global financial networks.
Thredd is the trusted next-generation payments processing partner for innovators looking to modernise their payments offerings worldwide. We process billions of debit, prepaid and credit transactions annually, serving over 100 fintechs, digital banks, and embedded finance providers, from consumer to corporate, based across 47 countries. Learn more at https://www.thredd.com
Featurespace, a Visa Solution, is a global, AI-native transaction monitoring company that helps to prevent fraud and financial crime. Using artificial intelligence, it analyses data in real time to identify and stop existing and new forms of fraud and financial crime.
Delivering on its mission to make the world a safer place to transact, Featurespace works with many of the world’s largest banks and financial institutions, protecting 500 million consumers globally and safely processing over 100 billion payment events each year.
TechIntelPro empowers B2B technology decision-makers with the latest industry trends, deep insights, leadership perspectives and actionable intelligence to drive both organizational and professional milestones—and thrive on the tech pulse.