Payoneer, the global financial technology company listed on NASDAQ as PAYO, has chosen Oscilar to modernize its fraud and risk intelligence across core payment systems. This partnership integrates Oscilar's advanced AI and machine-learning infrastructure to bolster Payoneer's fraud prevention through predictive analytics and intelligent automation.
Oscilar's AI Risk Decisioning™ platform is tailored to improve threat detection and accelerate model iteration. It allows Payoneer to adapt dynamically to evolving fraud patterns within its extensive global payments network. By embedding AI as a core element of risk operations, Payoneer leverages machine learning for data-driven decisioning across its fintech ecosystem.
This shift to AI-driven fraud prevention enables autonomous and scalable controls. It focuses on detecting and mitigating fraud effectively while maintaining a seamless experience for users. Payoneer's platform already serves millions of small and medium-sized businesses, marketplaces, and freelancers globally, supported by sophisticated machine-learning-based fraud typologies.
The collaboration underscores Payoneer's commitment to advanced risk management infrastructure suited to its scale and diverse customer base.
"We're investing in intelligent fraud detection infrastructure designed for our scale and customer diversity," said Micheal Sheehy, Chief Compliance Officer, Payoneer. "Oscilar's AI architecture empowers us with the agility to rapidly iterate our models, leverage continuous machine-learning capabilities, and orchestrate complex risk strategies across our diverse payment ecosystems."
Neha Narkhede, Co-Founder and CEO of Oscilar, highlighted the alignment with Payoneer's sophisticated network.
"Payoneer operates a highly sophisticated global payments network, and we're excited to help elevate their fraud strategy," said Neha Narkhede, Co-Founder and CEO of Oscilar. "Oscilar was built for high-scale, high-variation environments where behavior shifts quickly and precision matters. But more importantly, it's built on the belief that smarter risk systems can create more open, trusted, and inclusive financial experiences. By enabling Payoneer to make clearer, more confident decisions, we're helping remove unnecessary friction for users while strengthening the integrity of their global ecosystem."
This strategic integration reinforces Payoneer's leadership in secure, efficient cross-border payments, equipping it to handle complex risks in digital commerce with greater precision and agility.
About Payoneer
Payoneer is the financial platform for cross-border business and global payments. Payoneer empowers millions of businesses with the financial tools and services they need to grow and transact globally with confidence. We make it easier for SMBs, particularly in emerging markets, to connect to the global economy, pay and get paid across borders, manage their funds across multiple currencies, and grow their businesses.
About Oscilar
Oscilar powers real-time risk decisioning across fraud, credit, and compliance through a single, unified solution. Its no-code AI Risk Decisioning™ platform leverages agentic AI and advanced signal processing to analyze complex data, detect anomalies, and automate mission-critical decisions with speed and precision. Built by the team behind risk systems at Google, Meta, Uber, Citi, and J.P. Morgan, Oscilar combines deep technical expertise with cloud-native architecture to deliver scalability, transparency, and regulatory-grade performance. Oscilar empowers banks, fintechs, and digital asset services to navigate complex risk landscapes and grow with confidence in an AI-activated world.
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