Opera Limited celebrates the second anniversary of MiniPay, its non-custodial stablecoin wallet, which has achieved 10 million activated wallets and processed 271 million transactions worth over $270 million. Operating in 60 countries, MiniPay leverages the Celo blockchain to offer fast, low-cost digital dollar transactions, revolutionizing everyday payments.
MiniPay reaches 10 million activated wallets with 500% year-over-year growth.
Processed 271 million transactions, moving $270 million on-chain.
Supports sub-cent fees and one-second transaction finality in 60 countries.
87% of peer-to-peer transactions and 60% of USDT trades are under $5.
Mini Apps ecosystem drives 19 million monthly transactions across 33 services.
U.S. and EU bank integrations enhance global stablecoin accessibility.
MiniPay, launched in 2023, has grown from a lightweight wallet to a global platform, achieving 500% year-over-year growth with 10 million activated wallets. “Turning two with 10M unique wallets is a great milestone,” said Jørgen Arnesen, EVP Mobile at Opera. “People want digital money that simply works: non-custodial, inexpensive, and instantaneous.” The wallet’s ability to process transactions in about one second for roughly $0.001 sets it apart from traditional payment systems burdened by high fees and delays.
MiniPay excels in handling under-$5 transactions, with 87% of peer-to-peer transfers and 60% of USDT purchases and sales falling in this range. These micro-transactions, such as top-ups, tips, and remittances, are impractical on legacy rails due to high costs. MiniPay’s efficiency makes them seamless, catering to shoppers, students, and small businesses in 60 countries via Android, iOS, and the Opera Mini browser.
The Mini Apps ecosystem is a cornerstone of MiniPay’s success, enabling 19 million monthly transactions across 33 live services. Users access third-party Mini Apps 16 million times monthly for tasks like paying bills, topping up data, or sending remittances. Conversion rates have surged 146% year-over-year, demonstrating the ecosystem’s role in transforming digital dollars into daily habits. “MiniPay showcases what Celo was built for: practical, ultra-low-cost, mobile-first finance at a global scale,” said Rene Reinsberg, co-founder of Celo.
Built on Celo’s mobile-first Layer-2 blockchain, MiniPay ensures one-second transaction finality and near-zero costs. With 17 fiat partners, cash-in processes take about 55 seconds, driving adoption in emerging markets like South Africa (860% growth), Ghana (357%), and Kenya (177%), alongside a 23x increase in the U.S. New U.S. and EU bank integrations, including virtual accounts, simplify conversions, while “Pay with MiniPay” enables direct online checkouts.
MiniPay’s rapid growth and innovative features position it as a leader in stablecoin adoption. By bridging web3 and traditional finance, it empowers millions with accessible, affordable digital payments, paving the way for a borderless financial future.
Opera is a user-centric and innovative software company focused on enabling the best possible internet browsing experience across devices. Hundreds of millions worldwide use Opera's mobile and desktop browsers for their speed, security, and unique features, enhanced with integrated AI that enables users to navigate and interact with the web in new transformative ways. Founded in 1995 and headquartered in Oslo, Norway, Opera is listed on the Nasdaq stock exchange under the ticker symbol "OPRA". Download Opera products from opera.com and learn more about Opera at investor.opera.com.
MiniPay is a non-custodial stablecoin wallet built on the Celo blockchain. MiniPay is designed to make digital finance accessible, affordable, and user-friendly – especially across emerging markets. Integrated directly into the Opera Mini browser and available as a standalone Android and iOS app, MiniPay enables users to send, receive, and save stablecoins like cUSD, USDC, and USDT with sub-cent fees, no gas management, and a phone number-linked experience. Since its launch in 2023, MiniPay has expanded to over 60 countries and surpassed 10 million activated wallets, making it one of the fastest-growing stablecoin wallets globally. Learn more at www.minipay.xyz
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