OnePay has announced its participation in Google's Agent Payments Protocol (AP2), contributing to safer and more transparent AI-driven payments. This move supports the emerging role of AI agents in commerce, ensuring transactions remain user-controlled, secure, and aligned with consumer intent.
AI agents are transforming everyday tasks, including shopping, travel, and financial management, by handling research and coordination. For this ecosystem to thrive, reliable payment mechanisms are essential, allowing agents to transact safely while respecting user preferences.
OnePay's involvement in AP2 focuses on defining standards for storing, selecting, and utilizing payment credentials securely.
As a Credential Provider, OnePay advances several capabilities:
These features prioritize human oversight and control in agent-led transactions.
Moe Matar, Chief Technology Officer at OnePay, stated: "As AI begins handling more of the everyday work in commerce, consumers deserve a payments infrastructure that is fast, trustworthy, and aligned with their intent. AP2 is a major step toward that future, and OnePay is excited to help shape what comes next."
This collaboration positions OnePay to influence the development of trustworthy infrastructure for AI-driven commerce, benefiting consumers, merchants, and developers.
About OnePay
OnePay is an all-in-one financial services platform built on the simple belief that better money makes life better. With banking, high-yield savings, credit cards, point-of-sale lending, investment and crypto offerings, OnePay is providing millions of consumers with the tools they need to holistically manage their financial lives in one place. Alongside its expanding consumer offering, OnePay also partners with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. OnePay is a financial technology company, not a bank. Loans through OneProgress Services LLC (NMLS ID 2460509) and banking services through OnePay are provided by Coastal Community Bank or Lead Bank, Members FDIC. OnePay debit and credit cards are issued by partner banks pursuant to licensing by Mastercard® International.
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