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  • Payments & Wallets

equipifi Joins Jack Henry FIN to Expand Bank BNPL


equipifi Joins Jack Henry FIN to Expand Bank BNPL
  • Source: Source Logo
  • |
  • September 5, 2025

equipifi, an award-winning Buy Now, Pay Later (BNPL) platform for financial institutions, has joined the Jack Henry Integration Network (FIN) to expand its reach and integrate with the SilverLake System. This collaboration enables banks and credit unions to rapidly deploy equipifi’s BNPL solution, enhancing digital banking and driving consumer engagement.

Quick Intel

  • equipifi joins Jack Henry Fintech Integration Network (FIN)

  • Integrates BNPL platform with SilverLake System via jXchange

  • Enables faster deployment for financial institutions

  • Enhances digital banking with personalized BNPL programs

  • Drives interest income and consumer engagement

  • Expands access to hundreds more banks and credit unions

Seamless Integration with SilverLake System

equipifi’s BNPL platform integrates with Jack Henry’s SilverLake System through jXchange, a services-based interface ensuring secure and consistent data exchange. This integration maintains data integrity and accelerates deployment, allowing financial institutions to launch in-house BNPL programs efficiently. “Offering BNPL as a payment method is table stakes for financial institutions that want to stay relevant to consumers,” said Bryce Deeney, co-founder and CEO at equipifi.

Empowering Financial Institutions

By joining the Jack Henry FIN, equipifi gains access to technical resources that streamline the integration process. This enables banks and credit unions using SilverLake System to modernize checking accounts, debit cards, and banking apps, meeting consumer demand for flexible payment options. The partnership builds on equipifi’s success with Jack Henry’s Symitar core, where it has enabled dozens of institutions to launch BNPL programs since 2022.

Driving Consumer Engagement and Revenue

equipifi’s BNPL solution enhances digital banking experiences by offering personalized, brand-elevating payment options. The platform drives new interest income and increases consumer engagement, helping financial institutions stay competitive. The FIN integration opens equipifi’s solution to hundreds more institutions, advancing its mission to make BNPL accessible across the U.S.

The collaboration between equipifi and Jack Henry FIN marks a significant step toward modernizing financial services, empowering banks and credit unions to deliver innovative payment solutions that meet evolving consumer expectations.

About Jack Henry & Associates, Inc.®

Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For more than 48 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,400 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com.

About equipifi®

equipifi is the leading Buy Now, Pay Later (BNPL) platform for financial institutions in the United States. This is a white label solution designed to align with consumer purchase habits, payment preferences, and financial goals.

  • FintechDigital BankingJack HenryPayment Solutions
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