Billd, a leading provider of financial solutions for commercial subcontractors, has introduced Predictable Pay, an early pay program developed with general contractors to enhance cash flow and project efficiency. This initiative addresses long-standing payment challenges in the construction industry, fostering stronger partnerships and operational stability.
Predictable Pay provides subcontractors with faster, more predictable payments to improve cash flow and liquidity.
Developed with general contractors, it enhances project performance and reduces risks for all parties.
General contractors gain a competitive edge by attracting top subcontractors with reliable payment solutions.
Addresses unpredictable payment timelines, a concern for 71% of subcontractors per the 2025 National Subcontractor Market Report.
Billd leverages its construction expertise to drive adoption of this innovative early pay program.
Sets a new standard for payment processes in the construction industry, empowering subcontractors.
Predictable Pay transforms the payment landscape for subcontractors by offering faster, more reliable payments. This early pay program, developed in collaboration with general contractors, tackles cash flow challenges head-on, enabling subcontractors to maintain liquidity and focus on delivering high-quality work. By streamlining payments, it minimizes delays and strengthens project outcomes.
The program aligns the interests of general contractors and subcontractors, creating a win-win scenario. General contractors can improve margins, reduce project delays, and build loyalty with top subcontractors by offering Predictable Pay. For subcontractors, the program ensures cash flow stability, addressing a critical pain point highlighted by 71% of subcontractors in the 2025 National Subcontractor Market Report.
"Predictable Pay was designed to bring alignment to the construction project ecosystem," said Chris Doyle, Founder and CEO of Billd. "GCs can improve margins, decrease the likelihood of project delays, and win the loyalty of top subcontractors. Subcontractors gain the fast, predictable payments and cash flow stability they need to perform."
Billd’s deep roots in the construction industry uniquely position it to launch Predictable Pay. Years of experience addressing subcontractor cash flow challenges have equipped Billd with the insights needed to overcome adoption hurdles common in traditional early pay programs. This expertise ensures Predictable Pay meets the real-world needs of the construction ecosystem.
"GCs want to be part of the solution, but they can't solve the issue of payment dysfunction on their own. Predictable Pay allows them to become part of the solution," Doyle said.
Predictable Pay empowers general contractors to attract top talent by offering a solution to unpredictable payment timelines, a pervasive issue in construction. By setting a new standard for payment reliability, the program enables subcontractors to focus on their craft, driving better project outcomes and fostering long-term industry partnerships.
This initiative marks a significant step toward resolving payment dysfunction in construction. By empowering subcontractors with financial stability and enabling general contractors to enhance project efficiency, Predictable Pay paves the way for a more resilient and collaborative industry.
Billd stands alone as a partner that truly champions the subcontractor. Founded in 2018 by two industry veterans in both construction and finance, Billd's construction-specific financial and payment products empower subcontractors to overcome the impacts of the longstanding broken payment cycle in construction. Billd offers access to working capital solutions to cover subcontractors' most pressing costs, including materials and labor, providing flexible credit to accommodate the unpredictability of cash flow in construction. Billd's patented analytic and financing methodology allows subcontractors to stabilize cash flow and more effectively grow their businesses.
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