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ACI Worldwide, a leading innovator in global payments technology, has launched ACI Connetic for Cards. This next-generation card payments suite integrates fully into the ACI Connetic unified cloud-native payments hub. It combines account-to-account (A2A) payments, card payments, and AI-driven fraud prevention on a single platform.
ACI Connetic for Cards introduces a modernized card payments suite that unifies ACI's market-leading acquiring, issuing, and ATM solutions on the industry's first unified cloud-native payments hub. This integration brings decades of proven processing expertise into a single, scalable architecture.
The suite manages the full transaction lifecycle, from data capture and authentication across channels to intelligent routing, authorization, clearing, and settlement. By consolidating these functions, it equips financial institutions with the tools to modernize operations, deliver enhanced customer experiences, and support business growth in a payments landscape where cards remain dominant.
Despite the growth of real-time payments, cards continue to lead globally. Fueled by contactless adoption, e-commerce expansion, and B2B digitization, card transaction volumes are set for significant growth. Banks face pressure to ensure their platforms can handle future demand, making a strategic modernization plan essential. ACI Connetic for Cards provides the flexible, future-ready foundation banks need to embark on this journey at their own pace.
“When we introduced ACI Connetic, we set a new benchmark for how banks operate in the digital economy,” said Thomas Warsop, CEO and President, ACI Worldwide. “With ACI Connetic for Cards, we’re bringing that standard to the heart of retail payments — modernizing the issuing, acquiring and ATM capabilities banks depend on. It gives institutions a future-ready foundation that improves flexibility and agility by opening a low-risk path to new services, new payment types and continuous innovation.”
“Banks need payments infrastructure that can evolve without elevating risk,” said Bill Farris, head of issuing and acquiring at ACI Worldwide. “ACI Connetic for Cards brings card processing and account‑to-account payments together on a single, cloud‑native platform, enhanced with advanced fraud and identity intelligence to deliver stronger resilience and operational efficiency. This is modern payments infrastructure built to evolve at the pace our customers require without risking stability."
Financial institutions are adopting unified, cloud-native architectures to streamline operations and accelerate innovation across payment types.
“At Solaris, we value both the innovation and the depth of capability delivered through ACI Connetic,” said Peter Hüftlein, head of product accounts, Solaris SE. “The unified, cloud-native approach supports us to simplify operations, accelerate change and innovate across payment types with far greater control. ACI Connetic for our instant payments capabilities gives us a resilient, modern foundation that supports our growth and lets us deliver new customer experiences at speed.”
ACI Connetic was introduced in 2025 as the industry’s first unified, cloud-native platform combining account-to-account payments, card payments and AI driven fraud prevention. Its momentum has continued through 2026 with new deployments and expanded capabilities. ACI Connetic for Cards builds on this progress by applying the same unified approach to modernizing card payment processing operations.
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
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