ACI Worldwide, a global leader in payments technology, has announced a strategic partnership with BitPay, the world’s leading cryptocurrency payments processor, to enhance its digital assets solutions for merchants and payment service providers (PSPs) via the ACI Payments Orchestration Platform. This collaboration, announced on October 16, 2025, aligns with growing retailer interest, as 55% of global merchants are evaluating cryptocurrency acceptance, per a recent ACI Worldwide and Payments Dive study.
The partnership builds on ACI’s 2021 crypto capabilities, allowing merchants and PSPs to accept, store, and spend digital currencies like Bitcoin and stablecoins through BitPay’s infrastructure. This integration simplifies the management of multiple payment methods via ACI’s unified platform, reducing operational complexity and enhancing customer choice at checkout. The solution supports diverse use cases, from peer-to-peer payments to cross-border B2B settlements and treasury operations, addressing the needs of merchants in global markets.
“As regulated stablecoins evolve from niche to mainstream, they’re creating new opportunities for cross-border transactions and settlement optimization,” said Adriana Iordan, Global Head of Merchant at ACI Worldwide. “Our partnership with BitPay represents one element of our broader digital assets strategy.”
Stephen Pair, Co-Founder and CEO at BitPay, added, “Together with ACI Worldwide, we’re making digital currencies more accessible and practical for real-world commerce.”
With 55% of retailers exploring crypto payments, driven by consumer demand from 650 million cryptocurrency owners worldwide, the ACI-BitPay integration taps into a growing market. BitPay’s platform eliminates fraud chargebacks, reduces processing costs, and supports borderless payments, offering merchants flexibility with fiat or stablecoin settlements. This is particularly valuable for cross-border transactions, where stablecoins streamline treasury and supplier payments, enhancing efficiency in digital payment solutions.
ACI’s Payments Orchestration Platform, recognized as “Best in Class” by Datos Insights, streamlines connectivity to global payment providers, including digital wallets and alternative methods, through a single API. This partnership further differentiates ACI’s offerings, enabling merchants to leverage emerging payment rails while maintaining compliance and scalability.
As indicated in the finance card above, ACIW’s stock price has fluctuated over the past year, ranging from $40.45 to $59.71, with a current price of $50.52 as of October 15, 2025. The partnership with BitPay positions ACI to capitalize on the cryptocurrency market’s growth, potentially driving revenue through enhanced merchant services. ACI’s 50-year legacy in payments technology, processing trillions in daily transactions across 94 countries, underscores its robust infrastructure for integrating innovative payment solutions.
ACI’s rail-agnostic approach ensures flexibility as digital currency regulations evolve, preparing clients for future innovations. By combining BitPay’s blockchain expertise with ACI’s orchestration capabilities, the partnership empowers merchants to meet consumer preferences for crypto payments while optimizing operational costs and conversion rates. This move aligns with ACI’s broader strategy of expanding its digital assets ecosystem through partnerships, as evidenced by prior collaborations with AWS, Mastercard, and Mexipay.
Worldwide ACI Worldwide, headquartered in Elkhorn, Nebraska, delivers real-time payment solutions for banks, merchants, and billers across 94 countries. Its Payments Orchestration Platform supports omni-channel commerce, fraud prevention, and compliance, driving growth through innovative payment experiences.
Founded in 2011, BitPay is a pioneer in blockchain payment processing, offering solutions that eliminate fraud, reduce costs, and enable borderless crypto transactions. With over $70 million in funding from firms like Founders Fund and offices across three continents, BitPay supports a wide range of cryptocurrencies and use cases.
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