Gradient AI, a leading provider of AI solutions for the insurance industry, announced a strategic partnership with Connexure, a specialist in quoting, underwriting, and administrative software for the self-funded market, on October 9, 2025. The collaboration integrates Gradient AI’s Risk Management Life Cycle solution with Connexure’s ESLoffice platform, combining predictive analytics with workflow automation to streamline risk management, accelerate decision-making, and improve outcomes for stop-loss insurance carriers and underwriters.
The self-funded market faces challenges like rising costs and regulatory complexity, with carriers needing integrated tools for accurate risk assessment. This partnership merges Gradient AI’s predictive models—improving loss ratios through intelligent automation—with Connexure’s workflow platform, enabling end-to-end efficiency. Chris White, Chief Revenue Officer at Connexure, said, “Our partnership with Gradient AI aligns seamlessly with our mission to unify the self-funded ecosystem through system interoperability. The two organizations are uniquely positioned to drive better outcomes with the pairing of Connexure’s underwriting and administration workbench automation, with cutting-edge, AI-driven analytics from Gradient AI.”
Stan Smith, Founder and CEO of Gradient AI, added, “We are excited to collaborate with Connexure to bring the joint power of seamless, end-to-end workflow and dynamic AI-driven predictive analytics and insights together to our customers. We are bringing together proven technologies to solve one of the industry’s biggest challenges.”
For joint users, the integration offers consolidated data views, faster quoting/underwriting, and enhanced claims processing, all within a single experience. This reduces manual efforts, ensures compliance, and supports tailored solutions for self-insured employers, aligning with the $1.2T self-funded market's growth.
Gradient AI’s SaaS platform, HIPAA-compliant and explainable, differentiates by using vast datasets for accurate predictions, reducing quote times and claim costs. Connexure’s vertical focus complements this, positioning the partnership to address feedback on market needs.
The self-funded segment, 65% of U.S. employer-sponsored insurance, demands innovation amid 7% cost inflation in 2025. This alliance enhances Connexure’s automation with Gradient AI’s analytics, following Gradient’s $56M Series C in July 2024 and partnerships like Terra for workers’ comp. It targets MGAs, TPAs, and risk pools, capitalizing on AI’s $1.1T potential value in insurance per McKinsey.
This collaboration empowers carriers to navigate volatility with unified, AI-enhanced tools, driving profitability and customer satisfaction.
Connexure, based in Atlanta, GA, is the market leader in providing software solutions to the self-funded marketplace. Connexure’s mission is to unify the self-funded medical ecosystem through integrated technologies, processes, and data insights. With a focus on developing industry-shaping vertical software, Connexure is uniquely positioned to simplify the lives of those in the self-funded space.
Gradient AI is a leading provider of proven artificial intelligence (AI) solutions for the insurance industry. Its full-cycle platform improves loss ratios and profitability by predicting underwriting and claim risks with greater accuracy, as well as reducing quote turnaround times and claim expenses through intelligent automation. Unlike other solutions that use a limited claims and underwriting dataset, Gradient AI’s software-as-a-service (SaaS) platform leverages a vast industry data lake comprising tens of millions of policies and claims. It also incorporates numerous other features including economic, health, geographic, and demographic information. Customers include some of the most recognized insurance carriers, MGAs, MGUs, TPAs, risk pools, PEOs, and large self-insured employers across all major lines of insurance. By using Gradient AI's solutions, insurers of all types achieve a better return on risk.
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