Mastercard is advancing AI-powered payments by introducing new developer tools, expanding consulting services, and collaborating with global tech and finance leaders to enable secure, scalable agentic transactions. These initiatives are setting the stage for smarter, more secure shopping experiences, with all U.S. Mastercard cardholders enabled for the Mastercard Agent Pay program by the holiday season.
Mastercard launches tools for AI-powered, secure payment solutions.
Agent Toolkit simplifies integration with platforms like Claude, Cursor.
Insight Tokens enable personalized, permissioned consumer experiences.
Collaborates with Stripe, Google, and Ant International for agentic commerce.
Sets standards with FIDO Alliance for verifiable payment credentials.
U.S. cardholders enabled for Agent Pay by holiday season, global rollout to follow.
Mastercard is collaborating with industry leaders like Stripe, Google, and Ant International’s Antom to make secure agentic transactions accessible for digital merchants globally. By the holiday season, all U.S. Mastercard cardholders will participate in the Mastercard Agent Pay program, with Citi and U.S. Bank cardholders among the first to experience AI-enabled shopping through providers like PayOS. A global rollout will follow, scaling trusted, AI-powered payment solutions worldwide.
Mastercard is introducing a suite of tools to accelerate AI integration in payments. The Agent Toolkit, available on Mastercard Developers, enables AI assistants to access and interpret API documentation via the Model Context Protocol (MCP) server, supporting platforms like Claude, Cursor, and GitHub Copilot. The Agent Sign-Up simplifies access to AI-enabled Mastercard products, while Insight Tokens provide a secure way for agents to deliver personalized consumer experiences with consent. Additionally, Agentic Consulting Services offer expert guidance to issuers, acquirers, and merchants to design intelligent shopping solutions. “AI-powered payments aren’t just a trend — they’re a transformation,” said Craig Vosburg, chief services officer at Mastercard. “Payments must be native to the agentic experience. We’re building the infrastructure for a new generation of intelligent transactions, where consumers and developers can empower AI agents to act on their behalf with trust, transparency and precision.”
Mastercard is working with the FIDO Alliance’s Payments Working Group to develop a verifiable credential standard for payments, ensuring trust in transaction details like amount, merchant, and product. This builds on Mastercard’s expertise in contactless and tokenization standards, creating a secure foundation for agentic payments. “We’re working with partners across the ecosystem to build the standards and tools that will define agentic commerce,” said Jorn Lambert, chief product officer at Mastercard. “We’re committed to enabling a trusted environment for AI-powered payments to scale globally.”
Mastercard’s infrastructure is designed to support real-world agentic transactions today, with scalability for future adoption. By combining innovative tools, industry partnerships, and robust standards, Mastercard is laying the groundwork for a new era of intelligent, secure payments that empower consumers and businesses alike.
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
TechIntelPro empowers B2B technology decision-makers with the latest industry trends, deep insights, leadership perspectives and actionable intelligence to drive both organizational and professional milestones—and thrive on the tech pulse.