martini.ai, a leader in AI-driven credit risk analysis, has announced a major platform update that unifies financial document uploads with conversational AI research. This integration allows users to upload statements like 10-Ks directly into the chat interface to receive instant, AI-generated credit scores and risk assessments, creating a seamless workflow for analyzing corporate financial health.
martini.ai integrates document uploads with its AI research assistant for instant credit analysis.
Users can upload 10-Ks or financial statements to get an AI-calibrated credit score and risk assessment.
The chat function allows natural-language questions about metrics, peers, and sector trends.
The platform uses a proprietary knowledge graph covering over 3.5 million companies.
It automates manual analysis, extracting key ratios and providing dynamic benchmarking.
The update aims to bring speed, transparency, and explainability to corporate credit research.
This update fundamentally streamlines the credit analyst's workflow by combining two core capabilities. Rajiv Bhat, CEO of martini.ai, explained the user benefit: “We’ve combined two of our most powerful tools, financial analysis and conversational research, into one seamless workflow. Now users can upload financials, ask questions, and get full credit risk assessments instantly, all in the same chat.” The assistant automatically extracts critical metrics—such as leverage, liquidity, and profitability—from uploaded documents before generating a detailed analysis, which users can then interrogate conversationally.
The intelligence behind the assistant is driven by martini.ai's proprietary knowledge graph and graph attention networks, which synthesize data on millions of companies. This system integrates real-time news signals, quantitative estimates, and financial filings into a single reasoning layer. Bhat emphasized the commitment to transparency, stating, “Credit professionals shouldn’t have to choose between speed and accuracy. By merging document analysis with interactive research, we’re giving them both with full transparency and explainability built in.” This allows the AI to not only deliver insights but also explain the influencing factors behind its assessments.
The platform directly targets the traditionally labor-intensive process of manual financial statement review. By automating the extraction of ratios and benchmark comparisons, it aims to free analysts, lenders, and investors from administrative tasks. The assistant provides dynamic benchmarking against peers and industry averages, with all sourced data clearly cited for verification. This enables professionals to evaluate single borrowers or manage entire portfolios with greater speed and contextual depth.
This unification represents a significant step towards martini.ai's mission of democratizing access to transparent, institutional-grade credit intelligence, offering a consolidated tool for navigating the complexities of the corporate credit market.
About martini.ai
martini.ai is an AI-native credit analytics platform used by lenders, investors, trade finance teams, and risk managers to assess and monitor the financial health of private and public companies. Powered by a proprietary knowledge graph and agent-based AI tools, the platform provides real-time credit ratings, probability of default curves, and financial risk modeling, enabling smarter decisions across private credit, trade finance, and corporate due diligence.
TechIntelPro empowers B2B technology decision-makers with the latest industry trends, deep insights, leadership perspectives and actionable intelligence to drive both organizational and professional milestones—and thrive on the tech pulse.