Lumos Technologies and Lama AI have formed a strategic partnership that directly embeds Lumos’s AI-powered predictive credit analytics into Lama AI’s end-to-end loan origination platform, delivering real-time, data-driven small-business credit insights to banks and credit unions nationwide.
Small-business lenders face mounting pressure to approve loans quickly while maintaining portfolio quality. The Lumos-Lama AI integration eliminates traditional friction by placing advanced credit scoring and risk analytics directly inside the origination process — no more switching tools, manual data uploads, or delayed insights.
Financial institutions gain instant access to Lumos’s predictive model, which leverages rich, curated data and decades of lending expertise to produce standardized, automated metrics tailored to each bank’s unique credit philosophy.
"Partnering with Lumos unlocks a new level of value for financial institutions. Together, we are giving banks and credit unions a clear path to win more business and respond to demand faster than ever before," said Omri Yacubovich, CEO of Lama AI. "The power of Lumos analytics combined with the Lama agentic framework brings real clarity to risk assessment. It delivers actionable insight that fits each institution's credit philosophy and supports faster and more informed decision making."
"Small-business lending is undergoing a fundamental shift, and our partnership with Lama AI accelerates that transformation," said Brett Caines, CEO of Lumos. "By pairing our predictive analytics with Lama AI's powerful origination platform, we are giving lenders the ability to modernize how they evaluate small-business credit."
The combined solution shortens approval cycles, boosts conversion rates, and expands responsible lending capacity — helping banks grow their small-business portfolios while managing risk more effectively in today’s competitive environment.
Lama AI provides an award-winning end-to-end AgenticAI origination platform, helping banks boost efficiency while supporting significant portfolio growth. Trusted by leading community and regional banks, Lama AI enables its partners to streamline workflows, reduce manual tasks, increase dealflow, and speed up decision-making.
Lumos is an innovative data analytics company delivering actionable insights, advisory services, and AI-driven technologies with safety and soundness in mind. Backed by expert financial literacy, Lumos provides financial institutions with standardized and automated metrics, powerful credit decisioning models, and efficient processes with rich, curated data and decades of financial institution literacy at the heart of it all.
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