Finzly is advancing its leadership in payments transformation by deeply embedding agentic artificial intelligence across its entire technology stack. The company's new Agentic Galaxy initiative creates an intelligent fabric of deployable AI agents designed to help banks and credit unions accelerate innovation, simplify complex operations, and deliver superior customer experiences by integrating AI directly into the core of payment processing.
Quick Intel
Finzly is embedding agentic AI across its payments technology stack with its Agentic Galaxy.
The AI agents automate workflows in payments, FX, and virtual accounts.
The technology is built into the core architecture, not added as a separate layer.
It maintains a human-in-the-loop governance model for compliance and control.
The platform helps banks automate operations, increase efficiency, and stay competitive.
It is designed for financial institutions modernizing via a surround-and-shrink strategy.
An AI-Native Architecture for Payments
Unlike legacy systems that treat AI as a superficial add-on, Finzly has integrated intelligence directly into the foundation of its ISO 20022-native architecture. This deep integration powers the award-winning Galaxy suite of money movement products, delivering measurable efficiency gains without requiring complex new integrations. The result is a suite of specialized AI modules that bring automation and enhanced user experiences to every layer of payment processing and operations.
Empowering Operations with Intelligent Agents
The Agentic Galaxy provides financial institutions with deployable AI-powered agents that streamline back-office tasks, resolve exceptions, and enable new value-added services. Operations teams gain intuitive, AI-assisted tools that allow them to make informed decisions in seconds rather than hours. While the AI drives scale and innovation, Finzly’s human-in-the-loop governance model ensures the highest standards of accuracy, accountability, and regulatory compliance are maintained.
Gilles Ubaghs, Strategic Advisor, Commercial Banking & Payments Practice at Datos Insights, commented, "Finzly's approach to agentic AI goes beyond surface-level automation — it focuses on how intelligence can live deep within the core of payments and operations and enable new forms of modernization. These are the kind of capabilities that helps banks move from a defensive and reactive positioning to a more proactive form of continuous evolution."
Booshan Rengachari, founder and CEO of Finzly, stated, "Banking is entering a new era, and Finzly is proud to be a trusted partner helping our customers stay ahead - whether it's navigating new regulations or driving innovation. With agentic AI built into payments and operations, banks can operate at speed with confidence, maintain strong governance, and focus on delivering exceptional customer experiences."
Built on secure AWS infrastructure with enterprise-grade controls, Finzly's AI solutions uphold the same stringent data protection standards trusted by major US banks. This initiative introduces what the company describes as the industry's first fully intelligent platform for agentic payment operations, a system designed to learn and adapt while maintaining bank-grade security.
Finzly powers banking transformation through radically simple technology solutions for financial institutions. Our award-winning bank modernization platform enables banks and credit unions to rapidly deploy modern payment and FX capabilities across all rails -including ACH, Fedwire, SWIFT, and instant payments through a unified, ISO 20022-native architecture. With Finzly's cloud-native platform BankOS, financial institutions can orchestrate payments intelligently, offer advanced FX solutions, and accelerate money movement without replacing legacy infrastructure. We empower banks to compete effectively by quickly launching new services that meet evolving customer demands while dramatically reducing implementation complexity and time-to-market.
TechIntelPro empowers B2B technology decision-makers with the latest industry trends, deep insights, leadership perspectives and actionable intelligence to drive both organizational and professional milestones—and thrive on the tech pulse.