Kinective, a Phoenix-based leader in banking operations platforms, announced on July 22, 2025, the acquisition of Janusea, a modern integration technology provider specializing in connecting fintech applications to core banking systems. This acquisition strengthens Kinective’s digital connectivity offerings, enabling seamless API integrations and data flows across enterprise systems, serving over 4,000 banks, credit unions, and fintechs in the $70 billion core banking software market.
Announced July 22, 2025: Kinective acquires Janusea, enhancing digital connectivity.
Janusea’s platform connects fintechs to 40+ core banking systems via a single API.
Kinective serves 4,000+ financial institutions, with 80+ fintech integrations.
Follows acquisitions of Epic River (document workflow) and Datava (data intelligence).
Reduces loan boarding time to minutes and cuts manual errors by 80%, per client data.
Kinections25 conference (Nov 5–7, 2025, Scottsdale) to showcase enhanced platform.
The acquisition deepens Kinective’s API integration capabilities, eliminating barriers between legacy core systems and modern fintech solutions. “The acquisition of Janusea furthers our ability to eliminate complexity and technical barriers,” said Stephen Baker, CEO of Kinective. Janusea’s cloud-based platform, built on the CUFX standard, enables one-to-many connectivity, reducing integration times from years to weeks. Kyle Stutzman, Janusea’s CEO and co-founder, will remain in a leadership role, stating, “With Kinective’s expanded resources, we can accelerate our vision of enabling innovation.”
Kinective’s platform now unifies branch automation, document workflow, and digital connectivity, enhanced by Janusea’s technology and prior acquisitions of Epic River (eSignature solutions) and Datava (data intelligence). This creates a comprehensive ecosystem that breaks down data silos, enabling real-time analytics and personalized customer experiences.
Formed in 2023 through the merger of CFM, NXTsoft, and IMM, Kinective has grown to support over 4,000 financial institutions across all 50 U.S. states, with integrations to 99% of U.S.-based core banking systems. The acquisition aligns with the $70 billion core banking software market’s growth, projected to reach $100 billion by 2030, driven by digital transformation. Kinective’s platform reduces loan boarding times to minutes and manual errors by up to 80%, per client reports, competing with firms like Necto and Open Payments.
The fintech integration market faces challenges, with 81% of financial institutions viewing fintech partnerships as critical for innovation, yet 60% struggle with legacy system connectivity, per 2025 industry reports. Janusea’s middleware addresses this, offering turnkey solutions for smaller credit unions and scalable integrations for larger institutions. Posts on X from @FinTech_Series highlight enthusiasm for the acquisition, noting its potential to streamline banking operations. Kinective’s Kinections25 conference (Nov 5–7, 2025) will showcase these capabilities, reinforcing its leadership.
Kinective’s acquisition of Janusea, backed by TA Associates and OceanSound Partners, positions it as a leader in fintech integration, empowering financial institutions to innovate rapidly and deliver superior customer experiences in a competitive market.
Kinective is the leading provider of banking operations platforms for financial institutions. With the most comprehensive, open and connected technology ecosystem in banking, Kinective helps banks and credit unions unlock innovation and deliver better banking. The Kinective Banking Operations Platform unifies branch automation, document workflow, digital connectivity and end-to-end operational data intelligence in a single platform that streamlines operations, reduces complexity and enhances both employee and customer experiences. Kinective serves more than 4,000 banks and credit unions nationwide, giving these institutions the power to compete effectively and strengthen their position in the communities they serve.
Janusea, Inc. bridges the technology gap between financial institutions and today's most innovative fintech solutions. Many fintechs face challenges when communicating with legacy core systems at credit unions and banks, often requiring years of development to achieve full integration. Janusea connects these worlds through a secure, cloud-based, fully hosted platform. With a focus on speed to market, freedom to choose the best solutions and sustainable API integration, Janusea enables seamless collaboration between fintechs and financial institutions.
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