Berkley Cyber Risk Solutions, a Berkley Company, has launched its Incident Responder Enhancement Endorsement, a novel cyber insurance offering announced on June 23, 2025. This endorsement addresses the personal and financial burdens faced by incident response teams during cyber breach events, providing support for costs such as cancelled vacations, child or elder care, and corporate safety expenses, alongside market-leading Crisis Counseling coverage.
Berkley Cyber Risk Solutions unveils new Incident Responder Endorsement.
Covers cancelled vacations, child/elder care, and corporate safety costs.
Includes Crisis Counseling coverage with $0 retention.
Coverage provided outside the limits of liability.
Aims to reduce stress for incident response teams during cyber breaches.
Supports employees managing high-pressure cyber crisis remediation.
The Incident Responder Enhancement Endorsement is designed to mitigate the often-overlooked human toll on cyber incident response teams. By covering personal expenses incurred during high-pressure breach events, Berkley Cyber Risk Solutions aims to reduce distractions and enhance the efficiency of crisis remediation. This unique offering reflects the company’s commitment to supporting the well-being of frontline responders.
“In addition to the high demands that our insureds experience during breach events, our Claims team recognized other points of stress that can negatively impact the remediation process. The financial burdens faced by employees on the front lines of breach events can inhibit their ability to address the crisis without distraction,” said Rich Sheridan, Chief Claims Officer of Berkley Cyber Risk Solutions. The endorsement provides reimbursement for critical personal expenses, ensuring responders can focus on resolving cyber incidents.
The inclusion of Crisis Counseling coverage sets this endorsement apart, offering mental health support for employees navigating the stress of cyber breach management. With a $0 retention and coverage provided outside the policy’s liability limits, this offering ensures accessibility and flexibility for insureds, addressing both financial and emotional challenges faced by response teams.
“We believe that this additional coverage will help ease some of the overlooked burdens that incident responders are forced to handle when tasked with managing tense cyber crises,” said Tracey Vispoli, President of Berkley Cyber Risk Solutions. This endorsement underscores Berkley Cyber Risk Solutions’ focus on innovative insurance products tailored to the evolving needs of businesses facing cybersecurity threats.
Berkley Cyber Risk Solutions’ new endorsement positions it as a leader in addressing the human side of cyber incident response. By alleviating financial and emotional burdens, the company empowers response teams to manage crises effectively, reinforcing its commitment to comprehensive cyber insurance solutions.
Berkley Cyber Risk Solutions, a Berkley Company, is solely dedicated to providing innovate cyber insurance products and loss prevention services to customers in all industries, and of all sizes. For more information about the products and services offered by Berkley Cyber Risk Solutions.
Products and services are provided by one or more insurance company subsidiaries of W.R. Berkley Corporation. Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Certain coverages may be provided through surplus lines insurance company subsidiaries of W.R. Berkley Corporation through licensed surplus lines brokers. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Berkley Cyber Risk Solutions conducts business in California as Berkley Managers Insurance Services, LLC, a licensed surplus lines broker
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