Transmit Security released its Blinded by the Agent report, highlighting a looming crisis in fraud detection as consumer AI agents bypass traditional systems. The report, covered by sources like 01net.it and Business Wire, warns that enterprises are unprepared for the rise of agentic AI, which creates new vulnerabilities in identity and fraud prevention.
AI agents (e.g., OpenAI ChatGPT Agent) bypass behavioral biometrics, device fingerprinting, and bot detection.
Over 60% of online retail traffic is already bots; AI agents could push this to 90%.
Fraud losses projected to increase up to 500% in the coming years.
Fraud teams face 2–3x higher workloads due to false declines and undetected fraud.
Transmit Security’s Mosaic platform unifies identity, authentication, and fraud prevention.
Financial institutions and merchants lack predictive AI to detect agent-driven fraud.
AI agents, acting as digital proxies for users, operate across platforms, rendering traditional fraud detection ineffective. “Fraud controls today were built for a world where humans click the buttons. But now, AI is clicking them for us,” said Mickey Boodaei, CEO of Transmit Security. These agents evade:
Behavioral Biometrics: No human signals, as AI agents lack human behavior patterns.
Device Fingerprinting: Agents run in cloud environments, appearing as new devices each session.
Bot Detection: Filters approve known AI agents, missing whether fraudsters or legitimate users control them.
The report predicts that over 90% of online traffic could soon be AI-driven, with fraudsters exploiting legitimate agents to blind detection systems. This could lead to a 500% surge in fraud losses, as current systems flag legitimate transactions, increasing false declines and operational workloads by 2–3x over the next 12–18 months.
“This is not just about fraud — it’s about trust,” said David Mahdi, CIO of Transmit Security. Financial institutions and online merchants lack predictive AI systems to detect fraud within agent-generated activity. The report notes that 60% of retail traffic is already non-human, exacerbating risks in a $2.28 billion fraud detection market. Without re-architected platforms to verify intent, enterprises risk “drowning in false positives or being blindsided by invisible fraud.”
Transmit Security’s Mosaic platform addresses these gaps by unifying identity management, authentication, fraud prevention, and verification. Trusted by seven of the top 10 U.S. banks, Mosaic offers modular, AI-powered services to adapt to agentic AI. The platform’s ability to verify intent, not just inputs, positions it against competitors like Sift and Forter in a market where 46% of enterprises report inadequate fraud detection, per 2025 industry surveys.
The rise of agentic AI introduces risks beyond fraud, including jailbreaking and data leakage, as noted in sources like ACM Computing Surveys and Palo Alto Networks’ Unit 42. Enterprises must adopt frameworks like SPIFFE for universal workload identities and implement real-time monitoring to mitigate threats. X posts, such as @CIOInfluence’s, reflect industry alarm, emphasizing the need for adaptive security.
Transmit Security’s report underscores the urgent need to overhaul fraud detection for an AI-driven future. By addressing blind spots created by AI agents, Mosaic aims to restore trust and resilience in enterprise security.
Transmit Security is redefining identity security by unifying identity management, authentication, fraud prevention, and identity verification in a single, resilient platform. Mosaic by Transmit Security delivers best-of-breed services — modular by design, powered by AI, and purpose-built for digital scale. Trusted by seven of the top 10 U.S. banks and Fortune 500 enterprises, Transmit Security helps organizations eliminate identity silos, close security gaps, and accelerate innovation with identity-first protection.
TechIntelPro empowers B2B technology decision-makers with the latest industry trends, deep insights, leadership perspectives and actionable intelligence to drive both organizational and professional milestones—and thrive on the tech pulse.