
Provenir, a global leader in AI risk decisioning software, has partnered with Türk Ekonomi Bankası (TEB), a prominent Turkish financial institution, to deploy the Provenir AI Decisioning Platform. This collaboration aims to streamline batch risk decisioning for TEB's retail and small business lending products, enabling faster processing and greater operational agility to serve an expanding customer base.
TEB, a cornerstone of Turkey's financial landscape since 1927, has chosen Provenir's AI Decisioning Platform to modernize its batch risk processes for retail and small business lending. This adoption addresses the need for heightened speed and adaptability in a competitive sector, where timely decisions are crucial for maintaining customer satisfaction and market edge. By leveraging AI-driven tools, TEB can handle increasing volumes without compromising accuracy, aligning with its expansion in diverse financial services like investment and leasing.
The Provenir platform's low-code architecture allows TEB to configure and deploy risk models efficiently, reducing the complexity of traditional decisioning systems. This enables deeper analytical insights that inform quicker approvals and personalized lending strategies, ultimately fostering a more responsive customer journey. In the realm of AI risk decisioning, such capabilities are vital for financial institutions navigating regulatory demands and fraud threats in emerging markets.
Osman Durmuş, Assistant General Manager, Retail and Micro SME Credits, TEB, noted: "Provenir's AI-based, low-code risk decision platform delivers the flexibility we need, delivering deeper insights to expedite the decisioning process and empower us to operate with greater speed and ease for an improved customer experience."
Provenir continues to expand its footprint in Türkiye, supporting prominent financial leaders with tailored AI solutions that scale seamlessly. The platform unifies decision intelligence, data aggregation, and AI analytics to optimize outcomes across the entire customer lifecycle—from onboarding to collections—while bolstering fraud prevention and business agility.
Louis Garner, Vice President Europe, Middle East & Africa, Provenir, commented: "Provenir supports a growing number of distinguished financial service leaders in Türkiye. We are proud to partner with TEB to provide best-in-class AI decisioning to make informed decisions quickly and at scale. With its low-code technology, the Provenir AI Decisioning Platform eliminates the hard work of building and maintaining a decision-making model, enabling TEB to focus on developing products for its most important asset – its customers."
This alliance exemplifies how AI decisioning platforms empower banks to transform risk management into a competitive advantage, driving sustainable growth in dynamic regions like the Middle East and Europe.
Provenir's AI Decisioning Platform empowers banks, telcos, fintechs, and many other financial services providers to maximize value and minimize risk across the customer lifecycle — all on a single platform. Provenir combines cutting-edge technology, data, and AI to create powerful, impactful decisions and deliver hyper-personalized experiences. From streamlining onboarding and stopping application fraud to optimizing customer management and strengthening collections, our platform transforms the way organizations approach decisioning. Trusted by the world's leading financial services providers, Provenir is at the heart of innovation in over 60 countries, processing more than 4 billion transactions annually.