Alpha7x has achieved a significant milestone with its AI-Agent Data and Document Orchestration Engine, gaining patent-pending status from the United States Patent & Trademark Office. This innovative platform automates critical mortgage tasks, slashing manual effort and costs while ensuring compliance across the loan lifecycle.
Alpha7x’s patent-pending platform, titled “System and Method for Data and Document Orchestration in Residential Mortgage Operations,” introduces a multi-agent execution engine that automates labor-intensive tasks. “This patent confirms that Alpha7x isn’t just automation, it’s a new execution layer,” said Jim Cutillo, Founder & CEO. The platform targets manual processes in origination, servicing, and post-close workflows, addressing inefficiencies in traditional mortgage operations.
Despite heavy investments in enterprise platforms, mortgage operations often rely on human labor to manage data across disconnected systems, leading to high costs and compliance risks. Alpha7x’s AI agents handle roles like collateral review, post-close QC, and field-level data verification. With stateless, ephemeral processing and a domain-specific knowledge graph, the platform ensures a single source of truth, resolving mismatches without data retention or system access.
Early adopters report significant gains: a 70% reduction in manual effort, 15–25% lower cost-per-loan, and sub-second task execution with full audit trails. Alpha7x complies with SOC 2, GLBA, FCRA, and CCPA standards, minimizing risk. “Our clients don’t need to overhaul their infrastructure,” Cutillo added. “Alpha7x delivers plug-in automation that works across the tech stack, enhancing what’s there, not replacing it.”
Delivered as a managed service, Alpha7x requires no integration and uses outcome-based pricing. For example, post-close QC costs drop from $30 to $7.50 per loan, with lenders retaining the savings. “You’re not paying for software, you’re paying for execution,” said Cutillo. This model aligns costs with results, offering a scalable solution to the industry’s $11.6K+ cost-to-originate challenge.
Alpha7x’s patent-pending platform redefines mortgage operations by replacing manual roles with AI-driven efficiency. Set for general release in Q3 2025, it promises to transform the industry, enabling lenders and servicers to cut costs, accelerate workflows, and ensure compliance without disrupting existing systems.
Alpha7x is the AI-Agent Data and Document Orchestration Engine purpose-built to automate the most labor-intensive workflows in mortgage operations. Delivered as a service and priced by outcome, Alpha7x executes tasks that systems can't, enabling lenders and servicers to reduce cost-per-loan, accelerate cycle times, and ensure compliance without changing platforms or processes.