JIM.com, the AI-powered financial platform for micro and small sellers, announced a major evolution of its AI Business Agent, transforming it into a comprehensive operating system that proactively manages the full lifecycle of a microbusiness—from payments and online sales to marketing execution and financial analysis—without requiring coding, designers, or setup time.
Since launching in the U.S. in early 2025, JIM.com has disrupted mobile payments by turning smartphones into instant payment terminals with no hardware required and same-day fund access. The latest update shifts the platform from payments alone to a complete AI-driven business partner.
The AI agent now automates administrative tasks that traditionally burden the 70 million U.S. gig workers and independent entrepreneurs—who often serve as their own CFO, CMO, and IT department. By proactively analyzing transaction data, market context, and merchant inventory, the agent executes growth-oriented actions without manual prompting.
The agent operates with deep awareness of the merchant’s business. For example, it can detect an upcoming local trade show, recognize relevant inventory, and in seconds generate a custom, payment-enabled website tailored for the event. Merchants receive a live link to share with customers, instantly creating a new sales channel.
Key new features include:
These capabilities leverage JIM.com’s control over the payment rail, enabling the AI to not only recommend actions but execute them—creating websites, processing sales, and handling payouts seamlessly.
“With tens of thousands of clients across all 50 U.S. states, we proved that hardware was optional. Now, we are proving that microbusinesses don't need to pay for overpriced software,” said Luis Silva, CEO of CloudWalk, the technology company behind JIM.com. “Our agent started by helping merchants get paid instantly and organizing their business. Now, it helps them sell more, find customers, and grow - automatically.”
“Most AI tools are disconnected from the money,” Silva added. “Because JIM.com controls the payment rail and the point of sale, its intelligence is actionable. It doesn’t just tell you to sell more; it creates the website and processes the sale for you.”
JIM.com operates as the U.S. flagship of CloudWalk, one of the world’s fastest-growing fintech companies. CloudWalk serves over 6 million clients in Brazil, recently surpassing $1.2 billion in annualized revenue and $128 million in net income, with $1.7 million in revenue per employee—a figure that nearly doubled as internal autonomous agents optimized operations.
“We are leading the transition to Self-Driving Finance,” said Silva. “By mastering AI internally to build a profitable billion-dollar company, we are now giving that same power to the micro-merchant - allowing them to run their business with the efficiency of a tech giant.”
About JIM.com
JIM.com is the AI-powered financial platform for micro and small sellers. Built by CloudWalk, JIM.com enables instant payments via smartphone, same-day fund access, and now full business lifecycle management through its AI Business Agent—dematerializing traditional infrastructure and empowering entrepreneurs to operate at scale.
TechIntelPro empowers B2B technology decision-makers with the latest industry trends, deep insights, leadership perspectives and actionable intelligence to drive both organizational and professional milestones—and thrive on the tech pulse.