ACI Worldwide, a global leader in payment systems technology, has announced the acquisition of European fintech firm Payment Components. This strategic move is designed to accelerate the capabilities of ACI Connetic, the industry's cloud-native unified payments platform, by integrating advanced AI-powered financial messaging and Open Banking solutions.
ACI Worldwide acquires European fintech firm Payment Components.
The acquisition will augment ACI's Connetic intelligent payments platform.
Payment Components brings AI-powered financial messaging and Open Banking tech.
The deal includes the technology, IP, talent, and customer relationships.
Payment Components is trusted by 65 banks across 25 countries.
The move aims to set a new standard for payment transformation in banks.
The acquisition focuses on integrating Payment Components' specialized technology directly into ACI Connetic. This will accelerate the roadmap for the platform, which uniquely combines account-to-account (A2A) payments, card processing, and AI-powered fraud prevention within a single, modular architecture. Payment Components' flexible messaging layer supports a broad set of financial messages, which will enhance back-office connectivity and speed up the deployment of localized payment schemes for ACI's clients.
The union brings together complementary expertise to reinforce ACI's market leadership. “ACI's acquisition of Payment Components will further strengthen the capabilities of ACI Connetic, defining a new standard for how banks drive payment transformation and compete in the digital economy,” said Thomas Warsop, CEO and president of ACI Worldwide. He also highlighted the value of the acquired team, whose dedication to innovation aligns with ACI's vision. The sentiment was echoed by Payment Components' founder, Sotiris Nossis, who stated, “Joining ACI is an exciting milestone for the Payment Components team and reinforces the credibility we've built to empower financial institutions to adopt modern and reliable payment technologies seamlessly.”
By absorbing Payment Components' AI-driven tools and talent, ACI Worldwide is strategically positioning its Connetic platform to offer more robust, agile, and intelligent payment orchestration services. This acquisition enables ACI to provide financial institutions with a more comprehensive and modernized technology stack to navigate the evolving digital payments landscape effectively.
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
At Payment Components, we're reshaping the fintech landscape on a global scale. Today, our solutions are essential for more than 65 banks and financial institutions across 25 countries. We provide componentised solutions in a range of domains, including AI banking, open banking, account-to-account payments, and financial messaging technology. We achieve this through continuous innovation, building software components that help financial institutions become digital champions and deliver richer payment services to their clients. Our name reflects our belief: complicated processes in the financial industry will be replaced by AI-assisted dedicated components. We stand for simplicity, speed, and constant innovation.
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